One thing that was odd, is that my contract is for 125 points, and it came with 94 banked points. None of the points in the account were shown as banked. They were all listed as 2012 points. .
We bought 160 point SSR resale contract last year. It had 160 banked 2010 points, and all 2011, and 2012 points available. When we were loaded into the system, it showed 320 2011 points and 160 2012 points. It must just be the way that they put a resale with banked points into the system. It showed that I could bank all 320 2011 points into 2012 if we wanted .... of course they are all spent by now and I'm already borrowing on 2013 points

