This morning, we were able to use the Black Friday gift cards. My wife has her Target.com account and it's tied to our Red Card. So, upon checkout, we automatically received our 5% discount. Then we applied the gift cards to the discounted amount and it went smoothly. We had to do three transactions because we could only get 8 Disney Gift Cards in one order, but that's no big deal.
In total, we bought $800 in Target gift cards for $720. In addition, ShopKick was having some big-time kicks for Black Friday, which helped push us over the limit for a $25 Target gift card. New total in Target gift cards = $825.00
This morning, we bought $900 in Disney gift cards. With the Red Card discount, we spent all $825 in Target cards plus an additional $30 debit.
So, in all, we got $900.00 in Disney gift cards for a total expenditure of $750.00. That's $150.00 in savings for about an hour's worth of work. I'm all sorts of happy about this!
I really hope others were able to take advantage of this great deal to get that much closer to paid-in-full.