Never guy a gift card from Raise that you don't plan on fully using in the next 100 days. They have been great on refunding my money when a card does not work as it supposed to. But I would not chance getting outside their 100 day guarantee with funds still on a card I bought from them.
Also any gift card i buy form raise in which you can transfer the funds to another card (Disney Cards), or use to buy other gift cards (AMC(Can use to buy other AMC cards at a Theater), Target, GS), I try to immediately move the funds over to a card that I purchased in person from an reputable dealer.