Best Rewards Credit Cards?

[HeatherC]

Wondering what some of the best rewards cards are out there? Figure the budget board would be a good place to ask.

Thanks!

 

[fishngjb]

Because we go to Disneyworld often we like the Chase Disney card. We use it for almost everything, and of course pay the full balance every month so as not to have the interest to pay. Last year we had about $500. in Disney Dollars to spend as we wished. Suits us for now ! If the time comes that we tire of Disney or are too fricking feeble to go then we will use the AT &T Universal Visa that gives cash rewards. This one I just use often enough to keep it active.

 

[BridgetBordeaux]

Fidelity has a 2 percent rewards card. We get 2 percent back on everything. You will need to set up some sort of account with Fidelity. It is a fee free AMEX card

 

[fab5friend99]

I've been using the Chase Freedom card lately. You get 1% on everything and the 5% on certain categories during certain months. Kind of like the Discover Card but the rewards are better, go on longer, and have higher limits. I stopped using my Chase Disney card because I never got their 5% bonus offers so I have stopped that one completely and hopefully next time they do a bonus I will get one. And you can use the rewards you earn anywhere - not just at Disney.

 

[WeLoveM1CKEY]

We just got the one of the Capital One cards. There is 1% cash back on all purchases and at one year you get an addtional 50% of the cash back rewards. We are still waiting for it to come in the mail.

 

[alyssa810]

Here's another nod to the Chase Freedom card!

I got a $300 offer for signing and making my first purchase -already used on our DL trip last month. I haven't been getting the bonus rewards offer on the Disney card lately, so I've been opting to use my cards where I get 5% cash back rather than my Disney card. I think it's been almost a year since I got my last bonus offer from the Disney card, and it was on 3x rewards, and I think I had to spend a ridiculous amount, like $1500 in a month - which I don't do.

All my credit card rewards go to the fmaily "dis fund" so I try to maximize as much as possible.

 

[My3Princez]

I've been using the Chase Freedom card lately. You get 1% on everything and the 5% on certain categories during certain months. Kind of like the Discover Card but the rewards are better, go on longer, and have higher limits. I stopped using my Chase Disney card because I never got their 5% bonus offers so I have stopped that one completely and hopefully next time they do a bonus I will get one. And you can use the rewards you earn anywhere - not just at Disney.

This.

 

[luvdamouse91]

We use the Disney Visa and the Chase Freedom card. For the same reasons as all posts above.

 

[4under4]

We have a number of credit cards, and track which are offering the best benefits at any given time. Our preference is to use our Discover or Chase Freedom cards for everyday purchases because they tend to have the best cash back programs for groceries, gas, etc.; we use our Disney visa for online purchases - it's easy to track for mistakes/id theft issues because they're used only for online, or while at WDW; and we use a couple others for specific discount features (gymboree visa only at gymboree, amazon visa only for amazon, etc.). We don't carry debt so for us the different cards just help us compartmentalize our purchases and maximize our rewards.