We have gone in January twice and LOVED IT!!! Best time of year to go, IMO. The temps were usually in the high 70's/low 80's during the day, which, I think, is PERFECT. It cooled down a bit in the evening, so we took along light jackets and avoided the water rides and we were fine.
Money saving ideas:
* Share CS meals - Cosmic Rays @ MK comes to mind (chicken/rib combo is HUGE). They don't usually let you share at TS meals.
* Save desserts for snacks or breakfast (rice krispie bars, muffins, etc).
* We love our BRITA water bottles. You can fill them up at drinking fountains. CS locations will usually fill them as well.
* Souvenirs: Disney outlet a few miles away. If you have young children to buy for, pick up some items at a nearby $1 Store (Dollar Tree has lots of Disney items) before you go.
* Watch for codes - in 2008, we had buy 4 nights, get 3 nights free and in 2011, we had
free dining (both in late January). Are your dates flexible at all?
* Would you be open to downsizing your resort choice? We have always stayed at the Value resorts and been just fine. It's different for everyone, but the price difference wasn't worth it to us - esp since we are out in the parks most of the time anyway.
* Do you have an opportunity to make a grocery store stop? We really enjoyed having a few fresh items - grapes, oranges, carrots, etc. Granola bars are fine, but with the meal plan, you will find that you are eating all of the time - and having something fresh is nice.
* We've had a meal plan 3x over the years and always end up with lots of leftover snack credits. We use them on the last day in the gift or candy shop and pick up souvenirs to take home - candies, cookies, etc. I stocked up on Mickey rice krispie bars and they became Valentines!
* Additional souvenirs: Many counter service locations in the resorts sell Mickey-head shaped crazy straws for 50 cents. GREAT to take home for friends - especially if you need a bunch! We have found them at Pop Century and All Star Movies and I would think they would have them at other resorts as well (near the register in the CS area).
* Are you purchasing the Disney Photopass? If so, there are sometimes coupons/deals if you pre-purchase it.
* If you have a Disney VISA, check the bonuses. We have always rec'd a free Photopass photo in Epcot.
Have a great time!!!!!!!