On making the decision to go to WDW! and joining the boards. We went last year for the first time, so know what you are feeling.
For the best deal, you can get an agent (we have one and book through
AAA), but the agent often wont know a whole lot more than you can find out. I've rebooked my upcoming July trip twice (actually the agent has), but both times it was after I notified her of a new discount. The agent doesnt save you any money over what you can book directly (from my experience).
So, to get the best deal out there, watch this board and visit the WDW website on the specials page (link in top right corner of page when you first get to the site).
My suggestions:
Use WDW website to give you a ballpark of what your trip will cost (put in dates, resort, ticket and dining options)
AAA will give you a small discount off of what you can book with WDW if you are a member with them.
Once you book, you put down a $200 deposit - you can then rebook later if a better deal comes out as long as you havent paid for the entire trip without losing any of your deposit.
Call WDW and speak with a CM to get quotes on the existing specials.
If traveling before 8/14 - you can still use the current specials that are advertised on the WDW site (either the gift card or the % off promo). Both are pretty good promos.
Disney Visa just gave out a code to cardholders where kids up to 9 get free tickets and free qsdp - I think if you pick up that card you can use that discount (have to pay with the Disney Visa - which also gives you reward dollars)
continue to watch WDW site for specials - they may add more for after 8/14 when the current ones expire.
Sign up with a logon on WDW site and price and save some trips - some have suggested that this is helpful in getting personal codes (mailed or emailed to you) that only you can use.