Beach club villas and financing questions!

[hansel1]

I would like to purchase points for Disney Beach Club Villas. I know that I will have to go the resale route in order to do this and I'm fine with that.

I have heard that it is quite hard to get a two bedroom villa or a studio at the BCV.

My family is interested in booking vacations for the first couple of weeks of january each year and we don't mind booking 11 months out. But in order to figure how many points to purchase we need the following questions discussed for the beach club villas.

So, question #1:
What type of room do you reserve, what dates do you usually reserve and when do you usually reserve it. (yes, that is actually 3 questions in one)

I am interested in finding the best financing for the resale points that I purchase.

So, question #2:
If you bought your points through resale, did you use the timeshare store's mortgage group they referred you to or did you finance through someone else?

subquestion #2a:
How long and at what rate did you get your mortgage?

Any help would be appreciated.

 

[dis-happy]

Since you need to finance, your best bet is to purchase through Disney---the prices per point are nearly comparabe anyway, especially when you add in the closing costs. Usually the financing costs are less (you'll have to check this out though).

Even though the resort is "sold out" Disney can still sell you the points. You may need to wait a bit (at most a few weeks) and you will need to buy the minimum points for a new contract, either 150 or 160 points.

Most of January is not a high season time. If you had points somewhere else you could probably still book BCV. Those rooms you mentioned aren't all that scarce, unless you are talking about the dedicated 2 b/r which would have 2 Q beds in the second room---there are only a few of these, but that is a guaranteed reservation when you do make it. One of the nicest things about BCV is SAB (the pool complex)--keep in mind that it may be too cold to swim in Jan. Proximity to Epcot is nice though.

You might want to do some more research before making a final decision.

 

[corpcomp]

First, DVC sells BCV points. You ask to be put on a waitlist and give them the number of points you want and the use year. They will ask for a credit card for a $500 deposit which will not be charged until such time as they come up with the points and call you to ask if you want them. If you say No, the card is not charged.

You should be able to Finance through DCV, but I do not know the particulars. I'm sure another DISer can answer that.

I have 210 points which gives me 5 nights (Tuesday through Sunday departure) during Spring break in April.

We get a 1 bedroom, and once you have been in one, you really don't want to go down to a studio. Major diff is the whirlpool tub and full kitchen, not to mention the extra room to spread out in. Two bedroom is similar to one bedroom, except obviously the extra bedroom.

Hope this helps

 

[hansel1]

I did not know that dvc would sell you points to a sold out resort. I learn something new all the time.

What I would like to do is puchase around 200-250 points for BCV in January 2008. Since my wife will give birth this may, we would wait to use our points for a trip in Jan 2009 for 10 days or more. We may or may not bring my parents and would need a two bedroom villa if we did.

I love disney during early january, the past two years the weather has been in the high 70s and lower 80s with no rain. I would probably try out BCV's pool area and will definatlely love the walk or boat ride to epcot or mgm.

Other comments are welcome!