We were wondering the same thing about paying OOP for b'fast. We are in one of the villas at the Wilderness Lodge so we have a full kitchen. I'm thinking we'll pick up bread, peanut butter, muffins....stuff like that for mornings when we're not going out to breakfast.
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That's what we have done when we have rented a Luxury Condo. If you are willing to cook a little, make some light breakfast or toast some Bagels. You don't have to cook full blown breakfasts. We find eating a large breakfast throws the whole meal schedule off for us. We like to do a small continental breakfast (except for Char Breakfasts) and get lunch in or out of the Parks around 1-2 and then have a good dinner. IF we have a big breakfast we don't lunch till much later and we are hardly even hungry for dinner.
If a vacation means no cooking, then use credits for Breakfast. You have the facilities though, might as well use them.
You can also have a dinner at the Villas that you make and then do some double credit dining.... just a thought.
You can have grocery food delivered to your place if you don't have a vehicle.