Banking/Borrowing Question

[jjwelch24]

I have a question regarding Banking and Borrowing. Can you borrow points before using current points?

The reason I want to do this has to do with the 11 month/7 month rules.

I own at AUL and SSR and plan on taking 2 trips next year. One to AUL in July and one to BCV or BWV (depending on availability) in March. My use year for both AUL and SSR is June and are under the same Membership ID.

I don't have enough SSR points for the March trip and I will need to use some AUL points for that trip.

I need to book my AUL trip a couple of weeks before my March trip due to the 11/7 month rule because I want a Standard View Room right at the 11 month mark.

Since my use year is June and one of my trips is before June and the other is after June I will need to use 2018 or 2019 AUL points for my March trip and I can borrow some of my AUL 2020 points for the AUL trip.

What I would like to do is book my AUL trip first using some 2018 points, all 2019 points, and some 2020 points.

Then about 2 weeks later book my March trip using SSR 2018 and 2019 points and the remaining AUL 2018 points.

Will this be permitted or will they require my to use all of my current AUL points before borrowing from 2020?

Thanks.

 

[disneynutz]

Points get used by contract, not UY.

Bill

 

[Marionnette]

I have a question regarding Banking and Borrowing. Can you borrow points before using current points?

The reason I want to do this has to do with the 11 month/7 month rules.

I own at AUL and SSR and plan on taking 2 trips next year. One to AUL in July and one to BCV or BWV (depending on availability) in March. My use year for both AUL and SSR is June and are under the same Membership ID.

I don't have enough SSR points for the March trip and I will need to use some AUL points for that trip.

I need to book my AUL trip a couple of weeks before my March trip due to the 11/7 month rule because I want a Standard View Room right at the 11 month mark.

Since my use year is June and one of my trips is before June and the other is after June I will need to use 2018 or 2019 AUL points for my March trip and I can borrow some of my AUL 2020 points for the AUL trip.

What I would like to do is book my AUL trip first using some 2018 points, all 2019 points, and some 2020 points.

Then about 2 weeks later book my March trip using SSR 2018 and 2019 points and the remaining AUL 2018 points.

Will this be permitted or will they require my to use all of my current AUL points before borrowing from 2020?

Thanks.

In order to use any 2018 June UY points for a July 2019 trip, those points need to be banked before you can book the reservation. So, bank all of the 2018 AUL points except those that you will need to use for the March 2019 trip. When you go to book the AUL trip in August of this year, those banked points will automatically be used first, then all of your 2019 AUL points and then whatever you need to borrow from 2020. The online software won't even look at the points that are still in your 2018 UY because they are not valid for booking a July 2019 trip.

When the time rolls around to book the March trip a couple of weeks later, the software will ask you which contract you want to use first. You should see the 2018 AUL points that were not banked and 0 2019 AUL points available to borrow (because you used them all for the AUL reservation). Choose the AUL contract's points to be used first. The software will then place the SSR contract second and add its 2018 points into the total available. It then tells you that you need to borrow X pts. to complete the reservation. Borrow what you need from the SSR contract's 2019 UY.

 

[jjwelch24]

In order to use any 2018 June UY points for a July 2019 trip, those points need to be banked before you can book the reservation. So, bank all of the 2018 AUL points except those that you will need to use for the March 2019 trip. When you go to book the AUL trip in August of this year, those banked points will automatically be used first, then all of your 2019 AUL points and then whatever you need to borrow from 2020. The online software won't even look at the points that are still in your 2018 UY because they are not valid for booking a July 2019 trip.

When the time rolls around to book the March trip a couple of weeks later, the software will ask you which contract you want to use first. You should see the 2018 AUL points that were not banked and 0 2019 AUL points available to borrow (because you used them all for the AUL reservation). Choose the AUL contract's points to be used first. The software will then place the SSR contract second and add its 2018 points into the total available. It then tells you that you need to borrow X pts. to complete the reservation. Borrow what you need from the SSR contract's 2019 UY.

Thank you. This was ready helpful.