Banking/Borrowing/Booking

[Craig1225]

Planning a trip to Aulani in May, 2026 and have some questions about banking, borrowing and booking the trip please.

We have April Use Year with 170 points at Bay Lake Tower and 160 points at Saratoga.

We’ll be banking our April, 2025 points (330 total) and then will book our trip in October, 2025 (for May 2026) by combining the banked points and borrowing from our April, 2026 points. Can that be done?

Thank you very much!

 

[JackosinDIS]

Yes. You won’t be borrowing your April 2026 points though, that will be the current UY for your May 2026 reservation. You will have 660 points available in total.

 

[Craig1225]

Yes. You won’t be borrowing your April 2026 points though, that will be the current UY for your May 2026 reservation. You will have 660 points available in total.

Thank you!

 

[Sandisw]

Always use the UY of the trip to start. Every trip can then be booked with banked points from UY prior to the trip, points from UY of the trip and borrow from UY after trip.

Since your trip is in your April 2026 UY, you can use banked 2025, 2026, and borrow 2027 when book it in October 2025.

 

[Craig1225]

Always use the UY of the trip to start. Every trip can then be booked with banked points from UY prior to the trip, points from UY of the trip and borrow from UY after trip.

Since your trip is in your April 2026 UY, you can use banked 2025, 2026, and borrow 2027 when book it in October 2025.

Thank you - very helpful!