Aye, aye, aye! Need help with some numbers here from some vets (purchasing).

[pamkat1820]

You probably would still get the 2x one time use point offer, as thats not really a deal but how direct buying works depending on your use year.

Say you purchased a December use year today. You would be charged a prorated rate for the 2018 points (5 months of dues), and receive your full allotment of 2018 points. Then in December you would get your 2019 points.

The only way this becomes a perk, is if you convinced them to give you a use year that is already in 2019, with 2018 points.

He wanted to give me a December UY, I said no way wouldn’t buy if i was had no choice to December I have to travel in the summer because I work for the school system. He tried to convince me that your buying for the future 20 yrs from now your job might be different. Ummm sorry my student loans beg to differ with that! I’m 40 I have at least another 25 yrs at my job and unless they change the school years we are off in the summer. So either it’s an April- June UY or I don’t buy. His tune changed and said he could work that out.

He said if we purchased then our dues would only start when the resort opened in December so I would only have to pay 2 months of dues on the bonus xs points he was offering me.

I was looking at 110 points direct he said dues are $8.30 per point ( can’t remember exact price so ish ) he said $50 ish doesn’t sound right to me no matter how I do the math.... but he did say only dec 19 and January 20 in dues on the points he giving as a bonus

 

[_auroraborealis_]

They seem very desperate for some reason I don’t know why makes me wonder why!

I think it's more the recent hires. They're hiring people who come from traditional high-pressure sales and they're acting that way. Recent sales numbers haven't been bad.

 

[kboo]

With the amount of points you are considering the difference between BLT resale and RR direct is quite significant.

Yes and no ... I respectfully disagree ... when we were considering buying (more) BLT Resale points or RIV direct, at the 200 point level it ended up being about $4000 more ($20 pp more) for RIV (because of developer credits). Then we had to decide whether it was worth spending $4000 more for an additional home resort (we’ve always wanted an EP/HS home resort but didn’t like the 2042 end dates of BCV/BWV), not having to wait through ROFR, and full ability w all our points to stay at all resorts. Our past resale points were bought before 1/2019 and we already had a small direct purchase.

I don’t know where the RIV developer credits are now, but they will give you the 200 point developer credit and break up the contracts into 2x100 or however you want. At the end of the day, we wanted easy access to booking RIV std, and I think it will be a hard resort to book at 7 mo.

OP said they were mainly going to travel as 2-3 people so they’re probably aiming for studios to save points. Tower studios at RIV are going to be very hard to come by if RIV isn’t your home. And they’re a pretty economical use of points for a very deluxe resort. Similarly, BLT standard, any room size, is hard to get if it’s not your home resort. Another point to consider - BLT studios are much smaller than RIV studios, if going as a group of 3, I know that would make a difference to me.

Resale value of RIV didn’t worry us as much because we are financially in a position where we’d rent our points rather than sell.

Similarly, while dues are rather high for RIV, I don’t think they’ll go up in 2021, so other resorts may be more in line soon.

So, from the underlying consensus here, is it a BAD purchase to buy the minimum 75 to get the perks? I was considering buying from resale and the minimum 75 at least from Disney. What are your thoughts?

As others have said, the only perk “worth” buying direct is the AP discount, which is pretty good at all levels. Once you have an AP, you get decent food and merch discounts anyway, and you can get Tables in wonderland, which saves even more on food and drink.

Even if you cut down on 20+ days per year, an AP is probably still in your future. So 75 points direct might not be a bad deal at all. And if you only buy 75 direct, I might suggest RIV because then that is enough to get you in a tower studio when you want. Or if you’re looking for lowest price direct, OKW because their studios are big and have 2 queen beds, which may be a good deal on your 3-person trips. But then the price differential for 75 points direct is really rather small among all the resorts, so you may as well look for one that has the (standard) studios you like most and plan on using your 75-point contract separately, for a shorter studio stay at your home resort.

Hope this helps.

 

[SwirlTheCitrus]

Okay! So, I am starting at 150 points at BRV. The seller accepted my offer, and now.. the waiting begins! Hope ROFR doesn't happen, but I think I'm safe-- paid more than $100 per point. What should I expect next, beyond wanting to buy another contract?

 

[skier_pete]

Okay! So, I am starting at 150 points at BRV. The seller accepted my offer, and now.. the waiting begins! Hope ROFR doesn't happen, but I think I'm safe-- paid more than $100 per point. What should I expect next, beyond wanting to buy another contract?

Good luck - how Disney decides to handle ROFR is a mystery. There's really nothing to do but wait. (7 days in on ROFR here). Good luck!

 

[SwirlTheCitrus]

Good luck - how Disney decides to handle ROFR is a mystery. There's really nothing to do but wait. (7 days in on ROFR here). Good luck!

Yikes-- you as well!

 

[zavandor]

If they increase one season, view, or villa category they have to have a corresponding decrease in another.

Not willing to go down a long discussion again, but I would like to point out that this the current DVC interpretation of the contracts, however many of us differ on this.
For over 20 years DVC has never reallocated points across different units. The contracts state that if a day for a vacation unit is increased, the same vacation unit has to decrease another day of the year. And the accompanying explanation documents that DVC has required buyers to sign (but which they claim have no legal value) corroborate this interpretation.
Then they reallocated the points at SSR to increase the cost of the treehouse villas. I think this was initially because they realised the maintenance costs for those single building units was going to be much higher than anticipated and wanted it to reflect in the cost per night. However they then realized they could leverage this different intepretation to earn more money in shady ways, and we got the bungalows and the lockoff premium increase.
This was stopped last year, but I bet they've taken this year to regroup and study with their lawyers how far they can go with the next reallocation. We'll see what they come up with. However, please everyone remember that the ability to move points across units is a relatively new interpretation by Disney, something that is in contraddiction with the official documents.

 

[jerseyduke]

How do use years work like this? This is a bit confusing for me. I understand that some have more than others, but how do they "match" them? I'm having a hard time getting relevant search results.

EDIT: I'm confusing UY with years left, I believe. How do I figure out expiration years-- I was looking into boardwalk or BC, but they have half the years left. How does this work?

Also, two or three Platinum passes.

DVD (Disney vacation developers) leases the land from Disney (bookkeeping/legal crap - its all the same thing) for a period of time. The land Boardwalk, Beachclub, Boulder Ridger, and OKW are built on is leased to 2042, at which time ownership goes back to Disney.

You are confusing Use Year and Years on contract. Use year is actually a MONTH - at a high level, it is when your year starts.

If you were to buy gold passes instead of those Platinum passes (something you can only due as a "full member") you would save maybe 400 per pass per year. Going to take a lot of years to make that up. and that is only if the gold passes work for you. If you are just getting a discounted platinum pass as opposed to a full price one, then forget it.

 

[SwirlTheCitrus]

If you were to buy gold passes instead of those Platinum passes (something you can only due as a "full member") you would save maybe 400 per pass per year. Going to take a lot of years to make that up. and that is only if the gold passes work for you. If you are just getting a discounted platinum pass as opposed to a full price one, then forget it.

Good points-- I am a teacher, and so I need to go at spring break and the holidays-- gold would be a no for me!

 

[SwirlTheCitrus]

One more question: the UY is Dec, 150 points in 2020. When can I actually book?

 

[jerseyduke]

One more question: the UY is Dec, 150 points in 2020. When can I actually book?

Is that to say you have 150 2020 points sitting in your 2020 UY? (Meaning they are the actually 2020 points - not banked into 2020 or borrowed from 2021?)

If that is the case, technically the can be borrowed into your 2019 year, which starts December 1, 2019. Therefor you could book today via borrow the points.

If you did not want to borrow the points, the first day you could book for your 2020 UY is Jan 1. 2020 (to start a stay on december 1, 2020 - the first day of your UY)


If the points are banked into 2020 or borrowed from 2021 into 2020, then the points must stay in your 2020 UY, and the first day you could book is Jan 1, 2020 (assuming you wanted to start a stay Dec 1).

 

[Sandisw]

One more question: the UY is Dec, 150 points in 2020. When can I actually book?

You can alway book 11 months before a trip. However, the points needed is based on UY of travel. With a Dec UY, it can get tricky in terms of most travel is in a UY before the calendar year...is: even though we are in 2019 right now, we are still in the Dec 2018 UY. So always forgot about calendar year!

If the contract you are buying is stripped of points until Dec 2020, it means that you can book a trip as early as in your Dec 2019 UY by borrowing points ( Dec 1st 2019 to November 30th) . This can be booked 11 months prior to the trip. So at this point, you would be eligible to book a trip, as long as the trip is after Dec 1st

Just be sure you understand borrowing because it s a final transaction and if you canceled a trip, those points would expire November 30th 2020

 

[SwirlTheCitrus]

If the contract you are buying is stripped of points until Dec 2020, it means that you can book a trip as early as in your Dec 2019 UY by borrowing points ( Dec 1st 2019 to November 30th) . This can be booked 11 months prior to the trip. So at this point, you would be eligible to book a trip, as long as the trip is after Dec 1st

Just be sure you understand borrowing because it s a final transaction and if you canceled a trip, those points would expire November 30th 2020

Thank you for the information! Okay, so if I book a trip using borrowed points from 2020 and go on a trip from Dec. 28- Jan 3, how would that work? Would I be borrowing from 2020 for the 2019 UY? And then, what if I wanted to book another trip for the following Dec. 28- Jan 3rd-- I would borrow from 2021, with the understanding that the trip would be unable to be cancelled without losing my points?

Also-- what if I wanted to book a short vacation for 2020 October?

My brain is imploding.

 

[PolyRob]

Your use year will span multiple calendar years. The only month they will match in your case is December.

12/28/19 - 1/3/20 could use banked 2018, current 2019, or borrowed 2020 points because it falls within your 2019 use year.
12/28/20 - 1/3/21 could use banked 2019, current 2020, or borrowed 2021 points because it falls within your 2020 use year.
October 2020 could use banked 2018, current 2019, or borrowed 2020 points because it falls within your 2019 use year.

 

[kboo]

Good points-- I am a teacher, and so I need to go at spring break and the holidays-- gold would be a no for me!

When is your spring break? The blockout dates for Gold are the 2 weeks around Easter and Xmas-New Year's. If your spring break is in March or not usually around Easter/Passover, you may be ok. Thanksgiving is not blocked out on gold, nor is the summer. Many public schools in the northeast also have a week (or longer!) off in February for Presidents' Week. (the week of President's Day). That is also a possibility, as well as the summer (I know, HOT). We are getting Easter week and Xmas/New Year's out of our system now, and then going to see if we might go down to Gold after that. I will say, it was pretty spectacular over Easter break this past year...

Good luck with ROFR!

 

[SwirlTheCitrus]

When is your spring break? The blockout dates for Gold are the 2 weeks around Easter and Xmas-New Year's. If your spring break is in March or not usually around Easter/Passover, you may be ok. Thanksgiving is not blocked out on gold, nor is the summer. Many public schools in the northeast also have a week (or longer!) off in February for Presidents' Week. (the week of President's Day). That is also a possibility, as well as the summer (I know, HOT). We are getting Easter week and Xmas/New Year's out of our system now, and then going to see if we might go down to Gold after that. I will say, it was pretty spectacular over Easter break this past year...

Good luck with ROFR!

Yeah...we wrap our spring break around Easter, unfortunately, and we have no other breaks save Thanksgiving. That's an option, though!
Thanks much!

 

[SwirlTheCitrus]

12/28/20 - 1/3/21 could use banked 2019, current 2020, or borrowed 2021 points because it falls within your 2020 use year.
October 2020 could use banked 2018, current 2019, or borrowed 2020 points because it falls within your 2019 use year.

Thank you! Wow... okay . So, am I able to book ahead at the 11th month without borrowing, even if I technically receive my points in December of 2020 and there are no 2019 points (for December of 2020-jan. 2021)?

 

[Sandisw]

Your use year will span multiple calendar years. The only month they will match in your case is December.

12/28/19 - 1/3/20 could use banked 2018, current 2019, or borrowed 2020 points because it falls within your 2019 use year.
12/28/20 - 1/3/21 could use banked 2019, current 2020, or borrowed 2021 points because it falls within your 2020 use year.
October 2020 could use banked 2018, current 2019, or borrowed 2020 points because it falls within your 2019 use year.

Thank you! Wow... okay . So, am I able to book ahead at the 11th month without borrowing, even if I technically receive my points in December of 2020 and there are no 2019 points (for December of 2020-jan. 2021)?

Yes, you only borrow points when making a reservation that requires points from the UY after travel. So, you want to travel in your 2020 UY , you on
Y need to borrow 2021 UY points if you need them. It doesn’t have anything to do when you book, but rather when the trip falls.

Here is how I thought about it when I first became a member. First figure out which UY your trip will take place. Then, at the 11 month mark, whenever that is, you can make that reservation with points banked from the UY prior to the trip, points from the UY of the trip, and borrowed points from the UY after the trip.

With the contract you bought, the first trip you can book, without having to borrow points is a trip booked beginning Dec 1, 2020. Anything prior to that would require borrowed points.

 

[SwirlTheCitrus]

Yes, you only borrow points when making a reservation that requires points from the UY after travel. So, you want to travel in your 2020 UY , you on
Y need to borrow 2021 UY points if you need them. It doesn’t have anything to do when you book, but rather when the trip falls.

Here is how I thought about it when I first became a member. First figure out which UY your trip will take place. Then, at the 11 month mark, whenever that is, you can make that reservation with points banked from the UY prior to the trip, points from the UY of the trip, and borrowed points from the UY after the trip.

With the contract you bought, the first trip you can book, without having to borrow points is a trip booked beginning Dec 1, 2020. Anything prior to that would require borrowed points.

Thank you so much! This does help clarify it for me. I was worried that, without points in my account, I couldn't book anything until my UY arrived. I think I understand now.

 

[skier_pete]

Thank you so much! This does help clarify it for me. I was worried that, without points in my account, I couldn't book anything until my UY arrived. I think I understand now.

The important thing to remember is Use Year and Booking Window are two completely independent and different things. "Booking window" is the 11 month mark before your trip for your home resort - or 7 month mark if you want to try a different resort. So a December 28th, 2020 trip start would have it's booking window open on January 28th, 2020 for your home resort.

"Use Year" is the window in which your points can be used. So in the example above - if you have a December use year, you would be using points from your 2020 use year to book a trip Dec 28th, 2020 to Jan 3rd, 2021, OR as others have said, you can bank points from 2019 or borrow from 2021.

We also have a December UY, and the key is to think of it as a year later. So my December 2019 UY points are mostly good for the 2020 (in actuality Dec 1st, 2019 to Nov 30th, 2020, but 11 of those 12 months are in 2020.)

One other comment though- if you are just entering ROFR window now, you probably should NOT plan on being able to book a 12/28/19 - 1/3/20 trip with these points regardless. By the time the points load in your account, you are probably looking at late-August or early-September, which will be < 4 months until your planned trip. Unlikely to find availability over New Year's at that late a date. In fact, I did a quick search, and those dates are already fully booked in both studios and 1-bedrooms all across the property. So, unless you get lucky with a waitlist, you may be better off looking at cash rooms.