Progressive raised my insurance again, every year. It was up to $114 for one car with me, no wrecks, no claims.
3 weeks ago I changed to Geico for $79 a month, same coverage. Progressive continued to inch up. Seems I cancelled 3 weeks too early and owe Progressive a $60 fee as I did not do out the 6 months. (I was on the montyly plan and I was paid up but guess I miss calculated and had one more month to pay).
Today I get a very rude collection call regarding Progressive. 3 weeks and they have sent me to a collection agency. This woman was downright rude. I told her I hadn't even gotten a paycheck yet as I get paid monthly. She told me that insurance companies can raise your rates during those 6 months but you cannot get out of it even if it's month to month payments. She told me that by getting this 6 month committment, I was getting a low rate. I told her 114 was not a low rate, I now had Geico for 79. She told me she was calling Geico to tell them I refused to pay the balance and when Geico found out, they'd raise my rates. I called my Geico agent today and he said, nope--he's the one that called Progressive for me to cancel so he's aware of it all. I never refused, just had to wait until payday. I've had Progressive for about 12 years and they were good on the two claims my ex had but 3 weeks and ship me out to collections already? Learn from me and my $$ mistakes--if you are on a monthly payment plan renewable every 6 months, don't change insurances until your 6 month is up.