go to Disney World without using points and stay in a moderate hotel? Travelocity had a great deal at POFQ for 7 nights it was $590 with tax!!

We banked all our points for 2010 and are planning a big trip in 2011 so we did not plan on going again this year until we seen the prices. I sort of feel like were not utilizing our
DVC membership and are wonderng if it won't be as magical staying moderate instead of a villa but I need my WDW fix! Any thoughts?