anyone use ING Direct

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RADOPT

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Jan 20, 2005
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Has anyone used this company? Any opinions are appreciated.

thanks...
 
I use it for my mad money account and like it but I think this board had problems with referral or something for them so I think talking about ING is a banned subject.

I think but not sure.
 
We use their Orange Savings account. So far no problems and a higher interest rate than on a standard savings account.
 

I've been with them for a couple of years now and love them. Their interest rates cannot be beat.
Sue Ellen
 
I use them and have for about 3 years now. I really like them. They pay great interest on your savings and I also did a refi with them so now I have my mortgage and an available home equity line with them. We have three savings accounts (did referrals to our different emails to get the free setup money for each one). One I use for my dd3's birthday/christmas money and one I use as our escrow savings (ING doesn't do an Escrow account with their mortgages). It's easy to switch money around between them and our linked checking account. I have automatic payments set up to pay the mortgage and equity line whenever that has a balance and an automatic withdrawal from the checking to the escrow savings every month. When the property taxes and insurance come due, I just transfer the money back to my checking account to pay the bills. Sometimes it will take a day or so for the money to actually get back and forth. It isn't usually the same day. I have no qualms about using them and they are FDIC insured. They also have other products (CD's, investments, etc.)
 
Thanks for the info and Sorry - I didn't know it was a banned subejct. This board has so many informed members I figured it was a good place to ask.
 
RADOPT said:
Thanks for the info and Sorry - I didn't know it was a banned subejct. This board has so many informed members I figured it was a good place to ask.

I don't think it's a banned subject to discuss. They just don't want the referrals happening. Let me know if you have any other questions! :)


Ooops... I just read the sticky at the top of the page. It does sound as if they are banning all discussion and that any threads will be deleted. Well, at least you were able to see a few responses before they do delete it!
 
I also have an ING account and I love it. It takes awhile when you transfer your money from your checking account to the ING account for the money to actually show up as available for withdrawal. But when you want to deposit your money from your ING to your checking it's pretty quick. I have no complaints the interest rate is great. I have had my account since July.
 
ING is a great budget tool-with great interest to boot. We have a lot of music (lessons, competitions, trips) expenses. I have $50 directly transferred every week, so that when I need to pay for lessons, I just transfer the money back into my regular account. (As someone mentioned...it takes a couple of days.) I have extra accounts for: music, income tax, property tax, Christmas and "Mickey Money" etc. I've used them forever and I love the interest rate!
 
I've used ING for years now and LOVE it! That's where all our "extra" money goes to save up for our WDW trips!! Each of my boys have an ING account as well where their allowance and gift money gets deposited.
 
I have a savings account and 5 CDs on their CD Ladder system. Best rates I have ever seen. I would recommend them.
 
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