HeatherC
Alas...these people I live with ...
- Joined
- May 23, 2003
Bluestar...totally agree...there are pros and cons to both.
My DD graduates this year and has decided she wants to go into teaching.
she was accepted everywhere she applied with merit aid at two schools...one a state University (neighboring state so out of state tuition) and one a Private College.
We have been comparing the numbers and haved found...two schools with merit aid will cost 32,000 a year. Our State schools will average 23,000 a year. Local State University with a great Education program to commute would cost $8000 a year.
In her words, it is a no brainier...she thinks she wants to commute. Her reasons are...no loans...wants to travel and will have the money to do that....thinks her and a friend would like to get an apt. In a year or so.(which will probably change , along with the fact that she has absolutely no desire to live in a dorm. She is the type of kid that is VERY motivated and mature for her age.
DH and I have told her not to discount living away for what the extra 13,000 a year would be at another state school. She would have to do some loans because we also have other kids behind her to pay for, but we would help her as much as possible.
Her exact words were...."the goal is to get the degree and teaching certificate right? So if I can get that with no debt and can then start the rest of my life on a good financial footing, how is living in a dorm for a year or two going to make a huge difference?" " It's not like I can't get along with other people or balance a checkbook or do my own cooking and laundry by now anyway, right?" "And let's face it...teachers don't make a heck of a lot anyway so why would I want to start that with loans?"
DH and I laughed and realized she really isn't the type of kid who needs to go away to grow up. She is more mature at 18 than half the adults we know.. Final decision hasn't been made, but we know what she is leaning towards.
So I truly believe it depends on the kid. Her brother already knows he wants to go away....which will be great for him. I also think money really should play a deciding factor to some extent considering the student loan crisis our country has.
Every family has to make their own decisions and I think every kid is different. What works for one doesn't always work for all.
My DD graduates this year and has decided she wants to go into teaching.
she was accepted everywhere she applied with merit aid at two schools...one a state University (neighboring state so out of state tuition) and one a Private College.
We have been comparing the numbers and haved found...two schools with merit aid will cost 32,000 a year. Our State schools will average 23,000 a year. Local State University with a great Education program to commute would cost $8000 a year.
In her words, it is a no brainier...she thinks she wants to commute. Her reasons are...no loans...wants to travel and will have the money to do that....thinks her and a friend would like to get an apt. In a year or so.(which will probably change , along with the fact that she has absolutely no desire to live in a dorm. She is the type of kid that is VERY motivated and mature for her age.
DH and I have told her not to discount living away for what the extra 13,000 a year would be at another state school. She would have to do some loans because we also have other kids behind her to pay for, but we would help her as much as possible.
Her exact words were...."the goal is to get the degree and teaching certificate right? So if I can get that with no debt and can then start the rest of my life on a good financial footing, how is living in a dorm for a year or two going to make a huge difference?" " It's not like I can't get along with other people or balance a checkbook or do my own cooking and laundry by now anyway, right?" "And let's face it...teachers don't make a heck of a lot anyway so why would I want to start that with loans?"
DH and I laughed and realized she really isn't the type of kid who needs to go away to grow up. She is more mature at 18 than half the adults we know.. Final decision hasn't been made, but we know what she is leaning towards.
So I truly believe it depends on the kid. Her brother already knows he wants to go away....which will be great for him. I also think money really should play a deciding factor to some extent considering the student loan crisis our country has.
Every family has to make their own decisions and I think every kid is different. What works for one doesn't always work for all.