Anybody else start with just

[goofydad621]

a 25 or 50 point contract and then keeping adding more?

I really have been waiting for years to buy into the DVC but have not been able too. I have a small lump some coming and am thinking of buying between 25 and 50 points to start then add when I can.

Who else has had to do this?

Thanks Dave

 

[korbbec]

I haven't done it yet, but that is my plan. I just passes ROFR on a 50 pt contract and once that is paid I was to purchase a 35 point add on at one of the new resorts for the extra years. Who knows what will happen from there.

 

[Lisa_M]

My husband and I are considering a 50 pt contract buy in, but not only because of the price of a 150 pt contract, but also because it's just the two of us and we don't need that many points. I think Disney's minimum of 150 is a little high considering not everyone will need that many points. I think they do it to weed out the folks that can't or dont' want to spend that much money on Disney.

 

[lisaviolet]

a 25 or 50 point contract and then keeping adding more?

I really have been waiting for years to buy into the DVC but have not been able too. I have a small lump some coming and am thinking of buying between 25 and 50 points to start then add when I can.

Who else has had to do this?

Thanks Dave

I haven't done that Dave. But, besides the frustration of resales's ROFR, it is an excellent option. There are times when I wished we had started that way.

Disney allows you as an owner to add-on at any time without closing costs.
So if you snag a small contract resale well you are now an owner and can take your time to add-on. This is great for so many reasons:

• Disney gives you the same UY on the add-ons...no different UY and totally separate contracts ...they are separate but become "attached " to the original contract. Become -02, -03 etc. Ease of usage
• separate small contracts sell quickly on resale so if you own multiple, small contracts you always have a "gem" for selling in the future for whatever reason
• large contracts can not be broken up ..therefore you can't ever sell a small amount of points for $$$ needed or changing your point total easily
• small, mulitiple contracts are good for will issues
• adding on this way means that you never buy more than you can carry financially

Smart move. If you do decide most small contracts don't even make the reseller's listings. They are sold before they are posted. Because all resellers allow potential buyers to phone in their requests and when a small contract comes in they will phone you first before posting it. So I would put in requests at a few of the major resellers. All the best to you,

Lisa

 

[disneybass]

I bought a 50 point resale at OKW for the two of us to stay in a studio once a year. We made our first trip home the first week of Nov. and loved it, but I kept thinking of all the extra room in the one bedroom vila. Quick as we got home I added on 40 more points from Disney so we can do the once a year trip in the one bedroom villa.

 

[lisaviolet]

Double post...whoops.

 

[lisaviolet]

I bought a 50 point resale at OKW for the two of us to stay in a studio once a year. We made our first trip home the first week of Nov. and loved it, but I kept thinking of all the extra room in the one bedroom vila. Quick as we got home I added on 40 more points from Disney so we can do the once a year trip in the one bedroom villa.

And that is actually what I am talking about Dave. If you can afford it Disney makes it so easy to add a small number of points at any time (minimum 25 can be 26, 32....50+ for financing). Now disneybass and spouse/partner have two contracts that are linked to each other. However, they can easily sell one on the market if they need $$$ or they like a new resort in the future and want to sell one OKW for the new resort. It's a great plan where you can really think about your habits and your future, financially and with DVC planning.

Sorry to speak about you in the third person disneybass. Once you enter that OKW one bedroom, step out onto the balcony. Oh boy there is no going back. Beware!!! Congrats...

 

[byoung]

Good luck on your decision.

 

[Fatalbie]

I am trying like heck to convince my wife this is a good idea. She throws up the hurdles of $$ and not wanting to go to Disney every year. I read above about putting in a request for a smaller point purchase, smaller than the 150 min currently required.
1. Does the Timeshare Store take or entertain such requests for serious buyers?
2. If after that I wish to add on, do I need to wait for another small contract on the resale or can I add anywhere? ex . SSR for the extra use years and lower fees. I assume there are no small contracts available for SSR otherwise.
Thanks,
Jim

 

[deide71]

We started with a 20pt resale @SSR, then last year when they offered the Friends and Family promo for 83.xx/pt we added on 120pts. Last month we decided to add on another 30pts to make an even 200pts, enough for 6 nights in a 2br in October.

DH says we are done...we'll see !

 

[PinkTink63]

I am trying like heck to convince my wife this is a good idea. She throws up the hurdles of $$ and not wanting to go to Disney every year. I read above about putting in a request for a smaller point purchase, smaller than the 150 min currently required.
1. Does the Timeshare Store take or entertain such requests for serious buyers?
2. If after that I wish to add on, do I need to wait for another small contract on the resale or can I add anywhere? ex . SSR for the extra use years and lower fees. I assume there are no small contracts available for SSR otherwise.
Thanks,
Jim

Give the Timeshare Store a call or email. They will let you know when something comes up. That was our original plan and then the F&F deal came up last year for $83/pt. plus previous years pts. So we decided to take the plunge!

Stephanie

 

[Caitsmama]

I was just thinking about this.. I definately want to buy into DVC at some point -- however, i just started wondering about the smaller contracts (about 50pts), If i could pay cash upfront for the entire thing,seems like the way to go..
But, i am so new to all this..lol. And if i am reading it right - seems like for about 50pts, you could do a value season for 5 nights for about 40-50 pts.

So, if you can get a package for 5k or under, basically.. you are set for 35 years for that price correct??
And it's nice to know that you can add on for as little as 25pts thru WDW at any time..

 

[DisDaydreamer]

I was just thinking about this.. I definately want to buy into DVC at some point -- however, i just started wondering about the smaller contracts (about 50pts), If i could pay cash upfront for the entire thing,seems like the way to go..
But, i am so new to all this..lol. And if i am reading it right - seems like for about 50pts, you could do a value season for 5 nights for about 40-50 pts.

So, if you can get a package for 5k or under, basically.. you are set for 35 years for that price correct??
And it's nice to know that you can add on for as little as 25pts thru WDW at any time..

When we bought in 8 years ago we bought 200 points and that is really plenty for us now, but with VAK coming up we really wish we had (known to)split our contracts into 50 point contracts because we can't sell just a portion of our points to buy some VAK points... we have to sell the whole contract. So we are probably not going to get any VAK add-on.

As far as just going to Disney.... we have had 14+ stays and only 4 of them have been at WDW. We've gone to the Tanque Verde Ranch in Tucson, to Grove Park Inn in Ashville, to Hilton head a couple times, and to Vero Beach 8 or more times.

Good Luck with your decisions

 

[crk1971]

Quick question about add ons seeing this is the topic, do i have to buy add-on points for my home resort or can i purchase for other resorts, and then do i get home resort priveleges with that small add on purchase. I am sure this has been asked before but i have become inundated with DVC info, we just got a 100 pt contract at OKW(received closing docs today) and we are trying to figure out the best way to spread the magic! I aplogize for the repost, but I thank you as well for your responses.

 

[Anal Annie]

When we bought in 8 years ago we bought 200 points and that is really plenty for us now, but with VAK coming up we really wish we had (known to)split our contracts into 50 point contracts because we can't sell just a portion of our points to buy some VAK points... we have to sell the whole contract. So we are probably not going to get any VAK add-on.

As far as just going to Disney.... we have had 14+ stays and only 4 of them have been at WDW. We've gone to the Tanque Verde Ranch in Tucson, to Grove Park Inn in Ashville, to Hilton head a couple times, and to Vero Beach 8 or more times.

Good Luck with your decisions

I'm new - just bought at SSR in Dec. - but I'm failing to understand what the big deal is about WHERE you buy since you can USE any of the DVC resorts (with only the reservation priority period being less elsewhere). We bought 250 pts. split into 2 contracts (for the re-sale ability) and because we're hoping to maximize being able to use the cruiseline by banking & borrowing pts. + utilize the entire timeshare aspect by going to other destinations (like Hawaii every 5th yr. or so). Glad to see someone else out there experiments with these other destinations! Anxious to try Vero one day too!

 

[flechette]

I'm new - just bought at SSR in Dec. - but I'm failing to understand what the big deal is about WHERE you buy since you can USE any of the DVC resorts (with only the reservation priority period being less elsewhere). We bought 250 pts. split into 2 contracts (for the re-sale ability) and because we're hoping to maximize being able to use the cruiseline by banking & borrowing pts. + utilize the entire timeshare aspect by going to other destinations (like Hawaii every 5th yr. or so). Glad to see someone else out there experiments with these other destinations! Anxious to try Vero one day too!

Hey Annie!

If you don't care where you stay - where you buy is no big deal. But from reading the boards here you may have trouble booking certain resorts at certain times- VWL at Xmas, BW or BVC during Oct (food and wine fest at Epcot) Hilton Head July and Aug - all seem to have very low if any availability at the 7 month mark for non home people.

If you have your heart staying at VWL every Christmas, buying SSR is not a great choice. If you're just happy to be at Disney and who cares where you're at- then your doing just fine

 

[Trebor]

Quick question about add ons seeing this is the topic, do i have to buy add-on points for my home resort or can i purchase for other resorts, and then do i get home resort priveleges with that small add on purchase. I am sure this has been asked before but i have become inundated with DVC info, we just got a 100 pt contract at OKW(received closing docs today) and we are trying to figure out the best way to spread the magic! I aplogize for the repost, but I thank you as well for your responses.

You can buy add-ons at any resort. You do get home resort advantage with that add-on, but only for the amount of points you have at that resort. So, if you were to add-on 25 points at BVW, you could book 100 points at OKW at the 11 month window, 25 points at BVW at the 11 month window, and 125 points anywhere you wanted at the 7 month window (of course, this doesn't consider banking/borrowing/etc.).

 

[Trebor]

I am trying like heck to convince my wife this is a good idea. She throws up the hurdles of $$ and not wanting to go to Disney every year. I read above about putting in a request for a smaller point purchase, smaller than the 150 min currently required.
1. Does the Timeshare Store take or entertain such requests for serious buyers?
2. If after that I wish to add on, do I need to wait for another small contract on the resale or can I add anywhere? ex . SSR for the extra use years and lower fees. I assume there are no small contracts available for SSR otherwise.
Thanks,
Jim

It's my understanding that a lot of these small contracts sell before they're ever listed, so definitely call TTS (or your broker of choice) and get on a waiting list.

It definitely sounds like a small contract is the way to go for your situation. With the banking and borrowing rules, you can get a small contract, go every 2 or three years and still stay in a one-bedroom or larger room.

 

[Trebor]

you are set for 35 years for that price correct??

Didn't see this answered...

You do have yearly maintenance fees, but other than that, you are set. The points you have today (e.g. enough for 5 nights in a studio, value season) will get you the same thing in 35 years (5 nights in a studio, vaule season). To me, that was one of the major selling points of DVC.

 

[Fatalbie]

I have taken your advice and been in contact with the TTS. Do not want to name names, but R_bert M. was extremely helpful !! My wife is going to be frusterated that I have now identified a strategy to overcome her objections,lol. Thanks again for the advice.
Jim