Any other families planning for a furlough?

Fed employees work hard, too and are glad to have their positions.

Totally agree. I fear I didn't make my point clear. The poster I was replying to seemed to assume many (in the private sector) get the benefits that they receive. I don't believe that's the case, especially these days.

My Dh is a federal employee facing furlough.
 
Totally agree. I fear I didn't make my point clear. The poster I was replying to seemed to assume many (in the private sector) get the benefits that they receive. I don't believe that's the case, especially these days.

My Dh is a federal employee facing furlough.

Got it. Thanks for clearing that up. I feel like I'm a bit more defensive about Fed employees now that we seemed to be the scapegoats a lot lately.
 
My husband started at 24 and his minimum retirement age is 58, so that would be at a minimum of 34 years in. Realistically, he'll work longer for financial reasons. Most people do.

I do know people who retire from the military at 20 years, but most start another career afterwards. The ONLY person I know who hasn't is disabled.

I agree that government employees get pretty good benefits - a very reliable standard. In the private sector it varies - some get better, some get worse. I know some people in the private sector who get basically nothing, and I know others who pay nothing out of pocket and get pretty much full coverage with no co-pays. We pay out of pocket each month for our benefits and have co-pays - pretty standard stuff.
 
Thank you for clearing this up for those who are uninformed.

I've been following your saga and I'm really sorry, Paul. My husband is a 17 year employee (and won't be retiring for another 13 years, at least, debunking another myth). We haven't heard a word about what is going on with his job.

Thanks for the support. Certainly appreciated...

Fortunately for me, I have 37+ years under my belt. If things get bad, I will bail. I feel bad for those that can't.

The bad part of that is that there is no fresh blood coming in. There is a hiring freeze and those that can retire, will. How can ANY business continue to operate under the philosophy that we will let "the old guys (and gals)" retire, but not hire replacements? What happens to all of that corporate knowledge? It's gone. No way to run a business, even if it is the gov't.

All of this is just asking for disaster on so many levels. :scared1:

Sorry.... just venting!

---Paul in Southern NJ
 

You are very lucky to have so much vacation time.

I noted you joined in '99, maybe things were different in the private sector back in the day, but many don't find things the same, now.
Both my (adult) kids have advanced degrees. They both started out part time, had to work hard (and job change a few times over a period of years) to eventually move up and land full time jobs with benefits. It has not been easy, and what they went through is not unusual for many 25-35 year olds. They certainly weren't offered a boatload of vacation time. They work hard, and are glad to have their positions.

Actually I was just responding to Smitch425. She posted that about her husband's vacation time. He is a federal employee. I work for a small business and only get 3 weeks after 20 years here. I also have an advanced degree.
 
Actually I was just responding to Smitch425. She posted that about her husband's vacation time. He is a federal employee. I work for a small business and only get 3 weeks after 20 years here. I also have an advanced degree.

Hey, I was just quoting your post.

You have lots of nice folks here who will be happy to clear up any misconceptions you may have about being a federal worker. Because we've been on both sides (public and private) I understand there really isn't a lot of difference. Frankly, most people work very hard, especially these days.
 
Hey, I was just quoting your post.

You have lots of nice folks here who will be happy to clear up any misconceptions you may have about being a federal worker. Because we've been on both sides (public and private) I understand there really isn't a lot of difference. Frankly, most people work very hard, especially these days.

You sound like a really nice person! I truly feel bad for the people who are being furloughed, I just think the government needs to trim staff just as the private sector has already been forced to do.
 
You sound like a really nice person! I truly feel bad for the people who are being furloughed, I just think the government needs to trim staff just as the private sector has already been forced to do.

Thanks! May I offer this? I promise you, the federal government has been trimming staff. No one is looking around trying to find something to do. They are very busy attempting to complete the work of 2 or 3 people, because they are short handed.
(And add into that mix, they can't travel..so that work stacks up, they are planning for furlough, so that contingency planning take time away from real job...it is extremely stressful now.)
 
This is not uncommon at all. Depending on the profession, multiple weeks of vacation at hiring is commonplace. DH started with 3 weeks right out of college. Now he gets 5 weeks, and that doesn't even include time off awards that he receives. Generally, he earns about 5-8 of those days a year. Next year he will get 6 weeks of vacation. He can carry over 240 hours to the following year, and he always does. The rest is use or lose, so he uses it. :goodvibes

To Smitch425, here is what you posted earlier about your husband's vacation.

I know exactly what I posted about my DH's vacation. I wrote it. :confused3 As you can see in that other thread, private businesses also give tons of vacation time. I'm not sure what point you are trying to make here by taking my posts out of context. That post has nothing to do with your completely made up statements about fully paid insurance and pension plan. DH has been at his job for over 12 years, has two bachelor degrees, a masters degree, won the national Journeyman of the Year in his field only after a couple of years of employment, completed Air Command and Staff College, completed Air War College, completed numerous other classes I don't know the names of, and he teaches classes out of town (D.C. mostly)when needed. He earns his extra time through hard work and dedication. He is doing the work of 3 people while making the salary of one, and is about to take a $1400/month pay cut over the sequester period. I am not saying he doesn't have it good where he is at because he absolutely does, but the flat out wrong statements you made are exactly why federal employees get a bad rep. Spreading rumors and lies about people with no proof is wrong and completely unjustified. And you can quote me on THAT wherever you wish. ;)
 
Please don't get so upset. This is a discussion board. I am not attacking your husband and I am not spreading rumors. I am actually just trying to find out the truth. If my information is wrong, please correct me.

But I don't know anyone who gets that many days off besides government workers. I am sure your husband works hard, but so does everyone these days. There is obviously a problem somewhere if our government is this far in debt.

Who does your husband's job when he is off? I know at our business we couldn't survive if anyone had that many days off.
 
You sound like a really nice person! I truly feel bad for the people who are being furloughed, I just think the government needs to trim staff just as the private sector has already been forced to do.

I think that you do have some pretty strong misconceptions about government workers. I think we can all agree that there are places to trim government spending. However, you seem to be missing the hiring freezes, RIFs, salary freezes, etc. that have already been happening in the government workforce. The private sector is not alone in those practices. My husband has been a DOD employee for 25 years and has faced all of the above many times.

He was one of the youngest employee in his department for over 10 years due to a hiring freeze and during that time sweated out the RIF list several times. He has had periods of extreme overtime due to not enough employees, then periods where no over time is allowed because of budget constraints. In our area, private industries have at times faced the same things, but in general have been more even keel than the government employers here.
 
An email came out to my agency today.

The government employees at my agency got the same notification....

As far as people referring to the Sequester as a budget cut, keep in mind that this is actually a reduction in the cost of increase. Meaning that even with these budget cuts the federal government will still spend more in the current year (FY13) than last year (FY12) and more in FY14 than in FY13. Also, when calculating how much less those affected by the Sequester will be taking home (since this topic is about budgeting) we must also factor in the 2% rollback of the Bush Era Tax Cuts that took affect at the beginning of the year. At the end of the year affected employees will see a 14% reduction in their gross salary.

I've seen the following argument repeatedly that in many cases the reduction in pay may benefit the worker by knocking them into the next lower tax bracket.

Assuming an employee is a one income household, married filing joint with no pre-tax deductions who grossed $100K and took home $75K (25% tax bracket) in 2012 then the same employee with no pay raise will gross $86K (Still 25% tax bracket) in 2013 and take home $64.5K.

Now assume that the same worker who took home $75K in 2012 with no pre-tax deductions decided to participate in pre-tax 401k ($6K), Dependent Childcare FSA ($5K) and Healthcare FSA ($2.5K) for a total of $17.5K in pre-tax savings then this would lower his/her taxable salary (after the 12% Sequester) to $72.5K and put him/her into the 15% federal tax income bracket for a take home pay of $61,625.00, which is still $2,875.00 less than last year on paper, but you actually get $7,500 of that back (FSA's) and have $6,000.00 + employer matching contributions in a retirement account.

Now to stay on topic of how my household is planning to deal with the Sequester. I have started taking breakfasts and lunches to work instead of going out with coworkers. No more stops at Starbucks for coffee in the morning. I'm now surviving on home brew. I also stopped taking the Greenway and Dulles Toll Roads and have found alternative routes on non-toll roads. So far we haven't had to cut back on cable, internet or cell phones, but those are coming if need be. We have also suspended going out to eat breakfasts on the weekend and the occasional dinners out during the week. These lifestyle changes have reduced our monthly budget considerably, but taking into account the rollback of the Bush Tax Cuts, the higher costs of insurance premiums, higher co-pays and reduction in coverage (Thanks Obamacare) along with the higher costs of fuel and groceries we really don't see much savings at the end of the month.
 
Please don't get so upset. This is a discussion board. I am not attacking your husband and I am not spreading rumors. I am actually just trying to find out the truth. If my information is wrong, please correct me.

But I don't know anyone who gets that many days off besides government workers. I am sure your husband works hard, but so does everyone these days. There is obviously a problem somewhere if our government is this far in debt.

Who does your husband's job when he is off? I know at our business we couldn't survive if anyone had that many days off.

It is hard to not get a little upset when someone is coming into a thread saying things that simply are not true at a time in which most of the posters here are trying to get through an extremely difficult situation. Most of us are about to lose a significant amount of money and worse, some posters in this thread have already been terminated from their jobs. The amount of stress felt by many of us in this thread is compounded when someone states that we have it better than they do which basically implies that complaining about our situation is unwarranted. If you don't know something, you should not state it as fact. You should ask a question about it, and we would be happy to give you the correct information.

As for DH, there are three people in his office that hold his position, so they must schedule around each other's vacations. One of those people is in something called a source selection at the moment, which means he is away from the office for months. DH has not taken any vacation since that guy has been gone because their boss left for a lateral position and DH is in charge of the entire organization until a replacement is brought in. He often works a bit from home on his off days, but he tries to keep that to a minimum. When we went to Disney World two years ago, we had been at the park for less than an hour before his boss called. We were literally meeting Mickey Mouse at TST when his phone rang. It was his boss telling him that he had to fly to D.C. for a briefing two days after our trip. He stood outside by the TST exit shop on the phone for 45 minutes trying to get his travel arrangements squared away. So even if there is coverage when he is away, he still has things that he has to do, even on vacation.

His office is currently understaffed and has been for awhile, and they are actually 2% under the cut amount that they should need to avoid the sequester. The problem is that Washington has basically told them that it doesn't matter that they are under. They said that the cuts are happening across the board and they must furlough.

I am sorry if I sounded harsh in my previous post. That was not my intention at all. I try to be very respectful of everyone on this board (and in general). I was caught off guard by your cross posting quote and it seemed as though you were trying to catch me in some sort of lie or something. I apologize if that was not your intent. There are several people in that thread that have stated they got multiple weeks of vacation time. It is a thread about the private sector. I don't recall anyone else saying they worked for the government. Many said "my company", which to me sounds like a normal business. Since you have been with the same company for many years (which is great, BTW), perhaps you are just out of the loop with what companies now offer to get the best worker for the job. A lot has changed over the years. Some for the better and some for the worse. Making broad statements about a group of people is never a good idea. There is no way to know if what you (generally speaking) are saying truly applies to the people you are talking about. Even within the government, there are things that are not the same between offices. Over 11,000 federal employees just at our base alone are being affected by this mess, and in many different ways. Not to mention all of the contractors. Just last night they reported that a small company here had to let 14 people go. They make cargo nets for the military and they just got word that they were cutting their order by 75%. 14 non federal employees with pink slips already in hand and the furloughs haven't even started yet. It is very sad. :sad1:
 
I've seen the following argument repeatedly that in many cases the reduction in pay may benefit the worker by knocking them into the next lower tax bracket.

Assuming an employee is a one income household, married filing joint with no pre-tax deductions who grossed $100K and took home $75K (25% tax bracket) in 2012 then the same employee with no pay raise will gross $86K (Still 25% tax bracket) in 2013 and take home $64.5K.

Now assume that the same worker who took home $75K in 2012 with no pre-tax deductions decided to participate in pre-tax 401k ($6K), Dependent Childcare FSA ($5K) and Healthcare FSA ($2.5K) for a total of $17.5K in pre-tax savings then this would lower his/her taxable salary (after the 12% Sequester) to $72.5K and put him/her into the 15% federal tax income bracket for a take home pay of $61,625.00, which is still $2,875.00 less than last year on paper, but you actually get $7,500 of that back (FSA's) and have $6,000.00 + employer matching contributions in a retirement account.

That isn't how tax brackets work. As a married couple you pay 10% on everything you make up to $17,850, then 15% on all income between there and $72,500, then 25% on income ABOVE $72,500 through $146,400, etc. If somebody ever tries to tell you a pay cut is good for the tax bracket, they need to take a look at tax brackets.

You don't pay 15% on everything if you make $72,000 and then pay 25% on EVERYTHING if you make $73,000. You would pay the same tax as the person who made $72,000, then pay 15% on an additional $500, and 25% on the final $500. Does that make sense? If you look up a tax table and look at the tax due for various incomes maybe that will make it make sense- there is no point where suddenly your tax due takes some huge jump.
 
The sequester furloughs are starting to be old news because of the bigger, closer risk of emergency furloughs. I think we've got about two weeks to come to some sort of agreement for a budget? At least the sequester furloughs give you 30 days notice!
 
The sequester furloughs are starting to be old news because of the bigger, closer risk of emergency furloughs. I think we've got about two weeks to come to some sort of agreement for a budget? At least the sequester furloughs give you 30 days notice!

Please explain "emergency furlough". Haven't heard that term.

---Paul in Southern NJ
 
The local news just did an article about how much Congressmen are spending. The numbers are stupid high. They want to shave the budget? Maybe they should start with what they are spending!
http://www.weartv.com/newsroom/feat...ongress-members-seemingly-spend-big-101.shtml

From the article:
Expenditure reports obtained by the Washington Guardian show in the final three months of 2012 -- the offices of House Republican leaders spent nearly $30,000 on "supplies." More than 80 percent of that -- $24,000 -- went for food and beverages at places such as Dunkin Donuts, Whole Foods, PF Chang's restaurant and grocery stores.

House Speaker John Boehner's office enjoys coffee, spending more than $22,000 on cups of joe just in the month of November.

Republican Majority Whip Kevin McCarthy's office seemingly ate like no tomorrow, dropping nearly $2,500 at the Qdoba Mexican Grill, $2,300 for Chicken-Out Catering and another $2,600 at a Buca Di Beppo restaurant.
 
Please explain "emergency furlough". Haven't heard that term.

---Paul in Southern NJ

Government shutdown was what they were calling it last time. Basically they still haven't passed a budget.
 
Government shutdown was what they were calling it last time. Basically they still haven't passed a budget.

Are you referring to the Continuing Resolution? That was the next fight... for March 27.

---Paul in Southern NJ
 












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