Amerisave/ING - Refinance

Chicago

Mouseketeer
Joined
May 6, 2005
Messages
78
HELP! I'm thinking about refinancing. I hope not to stay in my home more than 3 years, but you never know. I have 15 years left and am currently at 5.25%. I would not take any money out. I just looked into Amerisave and they have negative closing costs:confused3 Is this too good to be true? They are going to pay me to close with them?

ING - can anyone explain their 5/1 mortgage? I did the tutorial, but I still don't get it. I'll give them a call, but you all are so smart and thought you would give me all the hidden reasons why this would not be good..

Thanks for any input at all.
 

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