Am I a dope for purchasing a 2042 contract?

[tommygunn]

When you do the math it would seem so. But something about those boardwalk and beach club contracts are so tempting. I need counsel!

 

[JackosinDIS]

Nope! If you want to stay at either of those resorts (reliably) then the math still works! You can still get great value out of BWV points in particular. I say this as a recent purchaser of both BCV and BWV. I know people say that you can’t get standard view studios at 11 months easily, but if you’re willing to do a bit of stalking on those studios it’s fine!

 

[Tatebeck]

I mean BW and BC have arguably the best locations in all of WDW. I bought one at BWV myself and am always going to be on the lookout for a steal of a deal on BCV if one for a smallish contract ever pops up. The low point charts help their value a bit as well. I would just make sure that you have a plan for 2042. You can have other points that will carry you past 2042 like I do, so it makes it only a small hit. Or you can just plan to visit for the next 18ish years and be done, or plan to rebuy when the resorts most likely get resold as new DVC contracts again.

 

[intamin]

Not a dope. Just a matter of priorities in what you want. I personally wouldn't buy them but that's because I want to be able to take my kids for the foreseeable future and the longer duration of the contract matters a lot to me but some people view that shorter contract length as a positive and don't plan to go to WDW after that point or simply love the 2042 resorts so much that they want to stay there no matter what.

I'm hopeful to be able to purchase these resorts once the contracts expire in 2042 but if not I'm okay with not owning these and I think that's how I knew I wasn't the right demographic for these resorts but I can absolutely understand why people continue to buy these resorts. The location, point charts and limited 7 month availability all make BC/BW reasonable purchases despite what analytics say lol.

 

[Pinnochio]

When you do the math it would seem so. But something about those boardwalk and beach club contracts are so tempting. I need counsel!

Fellow dope here....but i'm loving it!

 

[AstroBlasters]

If you want to be able to walk or boat to EPCOT and Hollywood Studios with a home resort booking window….. then you only have two options…. and they both have a 2042 expiration….

 

[marmentrout85]

When you do the math it would seem so. But something about those boardwalk and beach club contracts are so tempting. I need counsel!

Sometimes this board also has me feeling like a dope and I find myself second-guessing every decision I've made in regard to DVC so far. But then I think "what was my number 1 choice if I HAD to own at any resort right now?" and the answer was always either BCW or BWV. Sounds like you might feel the same way.

Yes, the math would seem so if you're comparing it to other DVC resorts with longer contracts, but the math still absolutely works opposed to cash stays or even renting points.

There are a million different ways to skin the DVC cat and justifications can be made for any decision. I'm not sure that any spreadsheet can account for peace of mind knowing you have an 11 month booking advantage at your favorite resort.

 

[atthebeachclub]

If your goal is to stay in the studios at Beach Club or the standard rooms at Boardwalk….owning is your best/only choice. It is easier than renting and cheaper than going through Disney’s hotel system for the same rooms.

 

[Chili327]

Agree with everyone it’s well worth it, i could see adding another small contract to BWV. Although not sure I could justify direct.

 

[atthebeachclub]

Agree with everyone it’s well worth it, i could see adding another small contract to BWV. Although not sure I could justify direct.

DEFINITELY NOT direct. Some people do buy these direct but I can’t figure out why.

 

[intamin]

DEFINITELY NOT direct. Some people do buy these direct but I can’t figure out why.

The only way I could maybe see it is if you were short like 25-50 points from being DVC-Y but reallllly wanted to own at BCV/BWV and didn't want any of the actively selling resorts

 

[atthebeachclub]

The only way I could maybe see it is if you were short like 25-50 points from being DVC-Y but reallllly wanted to own at BCV/BWV and didn't want any of the actively selling resorts

If that were me….I would hold my nose and buy my non preferred resort. Probably. Hard to justify $275/point.

 

[BuzzLightyr]

The math works out for the 2042s if you apply a reasonable time value of money discount rate.

Great locations, great point charts.

I'd say PVB, VGF and RIV are priced more premium than most of the 2042s. More points per night and more cost per night cash - but if you are primarily staying on property to walk to a resort, getting on property adrs and a bit of Disney magic /theming, I don't really want to pay up for the nicer resorts and BWV/BCV work really well.

 

[Sprinkles&Sprints]

I just closed on BWV - no regrets. The math still absolutely works if you use exclusively at BWV.

 

[tommygunn]

I suppose at the end of the day, we’re talking about a timeshare. It’s not an investment, at least not a good one looking at it objectively. But this is more of an emotional investment. Every major dollar outlay doesn’t need to make total fiscal sense.

 

[starry_solo]

Nope, it's where you want to stay and you're only locked in for less than 18 years!

 

[RichVIII]

Agree with @tommygunn. And as someone with a massive DVC spreadsheet - at the end of the day, it’s a vacation timeshare. People think we are crazy going to see the mouse, let alone our DVC investment. But those people spend money on other things that they enjoy. Life is short - enjoy what you want.

 

[MICKIMINI]

Agree with all the "get what you want". We did sell all our 2042's but we did not own BWV or BCV. There is nothing as good as going through the International Gate!

 

[intamin]

If that were me….I would hold my nose and buy my non preferred resort. Probably. Hard to justify $275/point.

It'd definitely be a convenience purchase for whoever is buying those resorts direct. I thought it was interesting I did a tour with one of my friends just so she could get the 200 dollar Disney gift card and the guide actively spoke against buying BCV/BWV because of the high buy in and years remaining which I mean of course I knew but I wasn't expecting him to bring up that point unprompted

 

[JulieBeeRN]

We added a small BCV resale contract last year bc we love staying there and didn't want to keep taking our chances at 7 months. Personally, I would not buy direct nor finance a contract with a 19 year shelf life.