All questions about 5X Rewards here...

[disneyfan55]

I can't answer your question- I have tried to figure this out myself and it is frustrating! I know Trader Joe's, Super Walmart and BJ's doesn't count towards groceries. McDonald's and some other fast food doesn't count as restaurant.

Edit: the other thing that is frustrating is that the bonus $ are calculated on a calendar month, the statement is not. I am still trying to figure out if I am missing reward dollars from one month over the summer. I called and never heard anything back. I was supposed to get a letter in 2-3 weeks and that was in January!

If you don't mind me asking, have you been using your Disney Visa lately? When I stopped using it last year, that is when I got the good offers (5x with a low spend). Since my Dec promo ended, I haven't gotten anything and I am tempted to switch to something different like Jet Blue. In Jan I had a bunch of medical bills and then in March we went on vacation, all paid off immediately so no interest. I am afraid since I am actively using the card and paying off every month they won't send me any bonus offers.

Just so you know, I too, pay my visa off every month. I received the 5 times offer 3 times in 2008 with 250 thresholds and the 4 categories and 100 per offer bonus max. I didn't get any offer until the Oct - dec 2009 and a good one-250 threshold and no categories and 200 max bonus dollars. I earned the entire bonus portion. I did not get the offer in the mail, I called and got the code and phone number to call. I called recently and in Dec to see if there were any offers for these 2 quarters-none for me except the 2 I mentioned in previous posts. I know it's a pain to figure the bonus portions-I keep a chart to make sure !!

 

[disneydawn]

My offer came in the mail and is for 4/1-6/30. I have to spend more than $1250. To answer your question...I use this visa all the time and pay it off every month. We also have another Disney visa that we use less and we have never gotten an offer on that card. The offers are always for the same card. I was able to look at my statement online and figure out that the grocery stores that I shop at do not show up as groceries. They show up as "other". I wonder what Food Lion and BiLo show as?? I never shop there but I could try it for a few months! anyone know?

 

[disneyfan55]

My offer came in the mail and is for 4/1-6/30. I have to spend more than $1250. To answer your question...I use this visa all the time and pay it off every month. We also have another Disney visa that we use less and we have never gotten an offer on that card. The offers are always for the same card. I was able to look at my statement online and figure out that the grocery stores that I shop at do not show up as groceries. They show up as "other". I wonder what Food Lion and BiLo show as?? I never shop there but I could try it for a few months! anyone know?

Well, not as good as the offers were the past 2 years, but the only one I've heard of since the Oct-Dec 2009 offer of 5 times. I don't think (with the categories as yours sounds like you received) I would ever even earn any with such a high threshold. I guess Disney Visa is cutting back (this is 3 not 5 as well) I don't know of your stores since I don't have those here in NJ. I know when I have called for my charges when I had certain categories, the phone listing of the charges states grocery for my grocery stores not the store name, you might want to call and check to see what your grocery stores' category is. Just an idea.

 

[mrsklamc]

I have wondered if maybe if has to do with how you spend on the card in the parks. I have never gotten an offer and we spend next to nothing in the parks when we go- eat offsite often, buy souvies at the outlets, etc.

 

[disneyfan55]

I have wondered if maybe if has to do with how you spend on the card in the parks. I have never gotten an offer and we spend next to nothing in the parks when we go- eat offsite often, buy souvies at the outlets, etc.

Nothing to do with my past offers. I pay off every month except when I have a zero vacation on it. I have never paid any interest to the card. Also, I really haven't used it much at all at WDW. I actually do use the card to really get the bonus points when they offer it to me. My last offer Oct-Dec 2009 was the best I ever got only a 250 threshold and the bonus was on ALL purchases and the limit for the bonus was $200 not $100 for the 3 months. I don't know how they pick, but I think the underlaying hope is that they get to to charge and collect interest on the purchases. I think that's why the high thresholds for some and why things you really need (grocery-gas to name a few)

 

[mrsklamc]

Well, it may be time for Nemo to go in the safe for awhile. I hate to do that as my card expires later this year and I would like for them to renew it, but I can do better with other cards right now.

 

[disneyfan55]

Well, it may be time for Nemo to go in the safe for awhile. I hate to do that as my card expires later this year and I would like for them to renew it, but I can do better with other cards right now.

I have never had mine not renewed, just use it once or twice over the months and most likely they will renew. Who knows maybe one of the 5 or 3 times offers! But, who knows with the new CC regs. I don't know if anything will change because of that.

 

[DisneyAndRedSox]

I got mine today, 3x, 1000 spend in the 4 categories. I might make it one month... I need 2 tickets on jet blue and so do my parents. Other than that I have no chance of getting the bonus.

 

[Spoisal]

I got mine today, 3x, 1000 spend in the 4 categories. I might make it one month... I need 2 tickets on jet blue and so do my parents. Other than that I have no chance of getting the bonus.

Did yours come in the regular mail?

 

[tigger813]

3x rewards from April 1-June 30for $750 each month in a single category or combination of categories

 

[jessrose18]

I got a mail promo today 4/1-6/30 3X for gas, grocerys, restaurant, and travel. Bonus after 500 a month max of 100 promo dollars. This is the second offer I have recieved and I do use my Visa and dont carry a balance. My winter 5x offer was bonus after 250 dollars. I usually use my am ex for restuarant and gas becuase they were already giving me 3% in cash back, but I will try for the promo, might only get it one month.....

 

[Spoisal]

After hearing reports of cardholders starting to get rewards offers, I ran to get the mail today after work.....I opened the mailbox & what did I see?!!!!!! NOTHIN'!

 

[Totoro]

3x rewards from April 1-June 30for $750 each month in a single category or combination of categories

We received this same offer today. This is the first time that we received a bonus offer.

 

[mrsklamc]

Do you mind sharing what the categories are, just so I can dream? (since I never get an offer.)

 

[luvdisney00]

I've had the DR visa since 05 and I never used to get the offers 2X 3X 5X nothing. Then my husband opened a card just to use for very specific work expenses that he had to submit to his boss for reimbursement (none of which were gas, groceries, drug stores or any of the things they usually offer rewards for) and he was getting postcards with offers like crazy. I called in 2007 to ask if an offer he had gotten could be given to my card and was told NO in no uncertain terms which was followed up with a letter from Chase stating how they market certain demographics and were unable to extend offers to other demographics and unfortunately I didn't qualify for anything at this time..... So we went to Disney in 7/07 and then I stopped using the card. I figured that other cards had much better rewards programs and the heck with Chase Disney if they were so stingy with their rewards. Then I got some postcard and email offers, but as soon as I started using the card...no more offers.

Last month I was using the card just for a few purchases and I had to call with a question about a charge. So the rep on the phone resolves my problem and then says, "While I have you on the phone we'd like to know why you are not using your card very much, do you have another card that you use more often?" I told her that I use Discover and she asked me why I chose Discover over Disney Rewards. I told her that Discover has 5X rewards EVERY month on something and if you wan to enroll all you have to do is go to the website and sign up, anyone can be included and rewards accumulated very fast. I told her that I liked how fairly it was done, and that I didn't like how Disney only sent offers out to certain people and that others were excluded. She told me that this was excellent feedback and that she was going to email it to her supervisor right away. then she said "I wouldn't be surprised if you did get a good rewards offer soon."

Today I got a 3x rewards offer for every dollar spent over $500 each month for 4/1-6/30 for a max of $200 in reward dollars. I still think other companies have much better offers, but I'l use this card for the next few months to rack up points for my August trip.

I wish I could call Disney and complain that they never send pins and get one LOL!

 

[mrsklamc]

Well, that's it, then. Nemo will very shortly be 'found' in our safe. I would like to have the disney dollars, but as DH points out, the other cards give us 'real' dollars and often at a better rate than our disney visa.

 

[Lorilais_mommie]

I got a 3X bonus when you spend $1000 in gas,air,gorceries,or dinning.

Now after looking over our last statment both online & in paper. I only spend about $300 that would count. Not even close tot he $1000 i need.

Now I would like to recive offers later on. so should i sign up for this one, knowing i can not meet the $1000????? or should i just let it pass.
Which way is the best way to make sure i get another offer later on???

 

[DVCBELLE]

I got a 3X bonus when you spend $1000 in gas,air,gorceries,or dinning.

Now after looking over our last statment both online & in paper. I only spend about $300 that would count. Not even close tot he $1000 i need.

Now I would like to recive offers later on. so should i sign up for this one, knowing i can not meet the $1000????? or should i just let it pass.
Which way is the best way to make sure i get another offer later on???

I got the same one but my lamount is $500

Last time - I had not 5x on anything!!! only had to spend over $250 - so they definitely limited me this time!!

But $500 on eating out, groceries and gas should be easy!

 

[Redwitch]

I got the same one but my lamount is $500

Last time - I had not 5x on anything!!! only had to spend over $250 - so they definitely limited me this time!!

But $500 on eating out, groceries and gas should be easy!

I got this one today, only mine is Dining, Airlines, Gas & Groceries. This is my first Disney Visa offer. So, after I spend over $500 in a month, in these categories, I earn 3% in rewards instead of the usual 1%? Do they know I am dining when I am in WDW? I know Discover never showed my Disney Dining as "dining."

 

[mrsklamc]

I got a 3X bonus when you spend $1000 in gas,air,gorceries,or dinning.

Now after looking over our last statment both online & in paper. I only spend about $300 that would count. Not even close tot he $1000 i need.

Now I would like to recive offers later on. so should i sign up for this one, knowing i can not meet the $1000????? or should i just let it pass.
Which way is the best way to make sure i get another offer later on???

I'd say, go ahead and sign up. It shouldn't hurt anything and you never know, unexpected expenditures could come up.