We jumped into
DVC this time last year, and considered a lot of what you've been struggling with. We're a family of 5, kids are currently 11, 8, and 6. Here's where we landed:
- Bought 150 SSR loaded for $84/pt. I know that kind of deal isn't common right now, but you never know until you try. That's over $4600 savings upfront on a BLT contract at $115.
- We ended up buying a small 50 pt at BWV a few months later. We squeeze all of us into a standard studio for 5 nights in early June just for that one. We will add on here eventually to move to a 1 or 2 bedroom with 11 mo. priority.
- We've stayed at every resort at least once (except BLT) on our SSR points, and of them all the Crescent Lake area is our favorite simply for ease of 2 park access and walkability.
- You're going to want more points. Full stop. Start with where you are comfortable financially and then add on when you can.
- We have 2 different UYs. No big deal. I don't think I'd want more than 2 though. We don't have so much that I can't manage it easily. I have one that covers spring/summer and one for fall/winter. That way I'm not gambling on not banking points to use them after the window closes.
I would say that Crescent Lake is a "buy it for life" purchase. If you get in now, you should just plan on keeping/enjoying it for the next 17 years. $105 is a great price and you won't regret having that resort. We don't even like the pool but love the resort itself and location enough that I would consider buying there too if the price was right.
Congrats on some good deals!