Right, I’m not disagreeing with you. I think they will redefine slightly what “commercial purpose” means, and then go after those members, by cancelling their reservations. They will probably be warned first (that’s what Wyndham did, but the people Wyndham warned disregarded the warnings). Again, If the “20 rental rule” can just be defeated by setting up multiple shell LLC’s and having employees of your business all buy, strip, rent, and sell contracts such that no one membership ever has more than 20 rentals in a use year, but your business as a whole does… Well then that rule clearly isn’t working as intended, and Disney has certainly left itself flexibility to deal with that problem by redefining the rule and giving some notice.
Edit: And Disney isn’t stupid. They can certainly figure out how to detect what the LLC’s are doing pretty easily. It’s being done blatantly and obviously at this point. Every contract bought and sold goes through ROFR, so Disney knows exactly who is buying, selling, stripping, renting, etc. People who are buying for personal use don’t buy a contract, use 3 years of points for reservations to random individuals, and then immediately sell the contracts.
The problem is that some of the brokers just got greedy. I think they’re forcing Disney’s hand.