Okay, DW and I have decided to add on, like who hasn't! A little background I own 150 pts VWL and 50 Pt at HHI. Anyway I called my guide and asked about adding on to my HHI contract. His answer was sorry no points available. But I will put you on the wait list. But in the mean time he sent us all the lit. on SSR. I love it and DW likes it, but she loves HHI and I don't really like it all that much. Last night DW and I decided to go ahead with SSR. 
This afternoon I was going to call the guide and tell him to go ahead and write up the SSR contract. But, before I could call him he calls me and say's guess what we now have HHI points if you want them. So here is my delemma, should we go with SSR or go with HHI. 
HHI is 84 per point and no MM. I'll get the 03 points right away. SSR I don't have any pounts until 04 but the cost is 89 - 10 mm= 79 ppt. I will be finc this through Disney. So now another part comes in to play With 10% down and the $10 MM I get the 9.75% rate on SSR, also have them for 50 years instaed of the 38 left for HHI. With the HHI with 10 % dn and no MM I get 10.75 % rate. So now the wheels are turning in my mind and for just about $10 more per month then the HH add on, I can get an extra 25 pts at SSR. So what do you think? Down side to SSR would be I would have 3 home resorts verses only 2 with HH. But if I went with the extra 25 points at SSR that means more total points for when we do other things other then Disney. "other then Disney" I know I can't berlieve I said that. But DW said she doesn't want to do WDW every year, can you believe that?
So the extra points would be handy for things outside of Disney like DCL maybe. Or do you think this would fall under the I don't want to go to WDW every year?
Sorry for it being so long, but let me know what you think.
This afternoon I was going to call the guide and tell him to go ahead and write up the SSR contract. But, before I could call him he calls me and say's guess what we now have HHI points if you want them. So here is my delemma, should we go with SSR or go with HHI. HHI is 84 per point and no MM. I'll get the 03 points right away. SSR I don't have any pounts until 04 but the cost is 89 - 10 mm= 79 ppt. I will be finc this through Disney. So now another part comes in to play With 10% down and the $10 MM I get the 9.75% rate on SSR, also have them for 50 years instaed of the 38 left for HHI. With the HHI with 10 % dn and no MM I get 10.75 % rate. So now the wheels are turning in my mind and for just about $10 more per month then the HH add on, I can get an extra 25 pts at SSR. So what do you think? Down side to SSR would be I would have 3 home resorts verses only 2 with HH. But if I went with the extra 25 points at SSR that means more total points for when we do other things other then Disney. "other then Disney" I know I can't berlieve I said that. But DW said she doesn't want to do WDW every year, can you believe that? So the extra points would be handy for things outside of Disney like DCL maybe. Or do you think this would fall under the I don't want to go to WDW every year? Sorry for it being so long, but let me know what you think.
