Add-on and Disney Financing Question

[Terry S]

Okay we just purchased our BCV points last month and now my husband is telling me he doesn't want to stay the first night of each of our trips anywhere but at our Villa. (We did talk about this before hand, I am just not sure where he was when we talked) Anyway, I figure we need to do an add-on, around 150 points, so I called my guide and he made a quick call back and told me he would call me back next week. My question is because this is after our initial purchase will the fianance rate be higher? We had a 10.95% for 10 years 20% down rate.

 

[KathyR]

When we did our initial purchase fall of 2000, we added on within 2 weeks of that purchase . They said they could just write it up as an add on rather than redoing the paper work; because, the introductory interest rate was good for 30 days from the tour (or purchase date if you did not take the tour). After 30 days it goes up to the regular % rate.