I booked a WDW FD package once with an online T/A. There were no benefits to me, but that agent got a commission. If I were ever to use a T/A again it would be because I needed information and assistance. I figure if I transfer a ressie to a T/A after I've already done all the work, then that person is getting money that they didn't really earn. While of course people need to earn a living, I don't get paid unless I actually do my job. I guess I just haven't found any perks that are meaningful to me and I'm competent and knowledgeable on my own regarding anything "Disney". Now if I were travelling to an unfamiliar location I would seek out an expert t/a who could do for me what I couldn't do for myself and would be happy that the t/a was paid a commission as indeed they'd have worked for it. For superior service I'd be glad to pay a fee on top of that.---Kathy