A hypothetical situation

you can also scroll right by if I am annoying you
You are not annoying me you can ask questions until you are blue in the face for all I care if that is what helps you learn.

Just like in school there are audio learners, visual learners and some only learn by doing such as actually booking a reservation or stay at a certain place and experience it for themselves.
 
Not joking, but I did contradict myself. I do think the California points are different, which is why I think the restricted aspect of VDH resale won’t matter in the long run. But all the other points? No point in fretting over which resort to buy unless you will “die” if you don’t get a reservation at BWV during food and wine. Or some other very specific incredibly popular random event or season that you plan on doing EVERY single year where you are absolutely sure you want to stay in the EXACT SAME RESORT. I cannot imagine this myself but those people are out there, or rather here, on the boards lol.
We own at 6 resorts. And the only resort we’ve actually used the 11 month window on is VDH. This year we missed the window and booked at 10 months out and could only get a 2 bedroom lock off as opposed to a 2 bedroom dedicated 😐. (Now we are stuck with a giant Tiana in the living room.). And it wasn’t even a popular time of year. Even then we had to waitlist 2 of the 7 days. Note to self, take California bookings very seriously. We have scheduled before the 7 month window opening elsewhere, many times, but we never seem to keep it. We either decide we want to stay at another resort, or plans get changed. I’ve also never had trouble staying at any of the resorts at WDW+HHI+VB. Does it mean everything is open all the time? No, but the reality is that WDW resorts remain very available for the most part until about 5 months out. And even then, there is still a lot open. It just becomes more scattered. But we’ve never stayed at VGC, because we’ve never been able to get into it! So if you don’t know what to buy, and want to buy direct, VDH is no question the one to buy. As for resale, just buy SSR, or CCV does seem like a great deal too.
A warning to CC haters: we also thought we were not interested in CC and then we ended up staying there for 2 nights a few years ago after avoiding it for years— we absolutely loved it. So I do think there is something to what folks are saying about not knowing what you will like until you stay there. Another one we thought we’d hate? RIV. ❤️
Poor Tiana, people really not liking her in their living room for their entire stay uninvited 🤣🤣
 
You do make an interesting argument for buying VDH direct. Unlike RIV and future WDW restricted resorts, it is easier to see resale VDH maintaining its value. And a lot of us are making arguments for CCV or BLT based on the length of the contract and arguing that there will likely be more residual value in the future since the contract is longer.

I'd still have a hard time personally buying in a location where I have absolutely no plans to visit on a regular basis based on expected future value. At the end of the day, none of us know how the resale value of any of these resorts will shake out 10, 15, 20 years from now (aside from any resort that approaches its expiration date). And, I have a hard time making purchases of these amounts based on that fact alone. There is a certain amount of, look, I'm spending a fair amount of money, and I want what I want.

@Brian Noble has the wisest mindset - don't expect any value if you ever decide to sell and treat it as the equivalent of found cash you had no idea existed. I tend to amend that in my own mind and say, well, I do think educated guesses on expected future value is a factor to consider. But, when spending a large amount of money on DVC, if it is all gone at the end, what will my reaction be? Will it be economically devastating or will it be more like a nice sports car for which I spent a lot of money, but it's now at the end of it's life and not worth much anymore - I spent a lot of money, I really enjoyed it, but now it's gone. If it's the former (or something close to it), I'm making a pretty bad decision. If it's the latter, go for it.

And, this is why I own 600 direct RIV points 🙃.
Im just worried i may crash the sports car early 🤣
 

SSR owner here, 400 sap points. They’re working very well for me at 7m window to sleep around because I have a big chunk of them. I travel January, March , and June. I normally book 2 beds with these. I also sap with my BLT, although only in January. I had a wide variety at 7m for next Jan. I usually stay in a deluxe studio for 3 nights, then move to a 1 bedroom for 4 nights. This makes the week cost fewer points, since I have 160 at BLT.
What does the future hold? Don’t care. Does it math out best? Don’t care. So far I’ve stayed at BC, BWV, BRV, Aulani, Poly og, and SSR. Next up is deluxe studio rv at VGF and 1 bdrm at BWV in Jan. March is at BLT in 1 bdrm booked with SSR points. This is a toy.
You’re next problem will be figuring out the booking and points usage, reallocating, stalking, website issues, etc😂 you’re doing great!
 
SSR owner here, 400 sap points. They’re working very well for me at 7m window to sleep around because I have a big chunk of them. I travel January, March , and June. I normally book 2 beds with these. I also sap with my BLT, although only in January. I had a wide variety at 7m for next Jan. I usually stay in a deluxe studio for 3 nights, then move to a 1 bedroom for 4 nights. This makes the week cost fewer points, since I have 160 at BLT.
What does the future hold? Don’t care. Does it math out best? Don’t care. So far I’ve stayed at BC, BWV, BRV, Aulani, Poly og, and SSR. Next up is deluxe studio rv at VGF and 1 bdrm at BWV in Jan. March is at BLT in 1 bdrm booked with SSR points. This is a toy.
You’re next problem will be figuring out the booking and points usage, reallocating, stalking, website issues, etc😂 you’re doing great!
Same. 300 SSR points. Those points are gone so fast we don’t even know they’re SSR points.
 
SSR owner here, 400 sap points. They’re working very well for me at 7m window to sleep around because I have a big chunk of them. I travel January, March , and June. I normally book 2 beds with these. I also sap with my BLT, although only in January. I had a wide variety at 7m for next Jan. I usually stay in a deluxe studio for 3 nights, then move to a 1 bedroom for 4 nights. This makes the week cost fewer points, since I have 160 at BLT.
What does the future hold? Don’t care. Does it math out best? Don’t care. So far I’ve stayed at BC, BWV, BRV, Aulani, Poly og, and SSR. Next up is deluxe studio rv at VGF and 1 bdrm at BWV in Jan. March is at BLT in 1 bdrm booked with SSR points. This is a toy.
You’re next problem will be figuring out the booking and points usage, reallocating, stalking, website issues, etc😂 you’re doing great!
The pattern for happy SSR SAP owners like me and you is that we dont mind split stays (actually welcome them) and there are different months we can go. I prefer September when no one is there but if thats booked up ill go when its not. Although my wife's vacation calendar is posted after 11 months I pretty much know whats not going to be popular to people at her job and whats a guarantee for her to get when using these SSR points.

Its actually my goal to pick up 250 more SAP points after I pay off my direct in the 5 year plan. I would be at 500, thats where I see my best path to the comma club 🤣🤣 And im in the same camp of not caring what happens later just like the 2042 people dont care if their contract expires.

For all I know there may probably be some point washing program and problem solved or it will be terrible for everyone to book and I will just sell it like I would with the others if I cant stay anywhere else.

And I agree with @eticketplease that you should have points where you want first and then SSR can be an additional supplement, I think thats the best way, but I know flexible people can make all SSR points work too
 
So currently I’m between loading up on BVR points or SSR points. Same amount of points… priced almost the same I feel like I need a psychiatrist to walk me through it🤪
 
Just buy more BRV and be happy since that is your favorite. Use your points however you want. That's my advice.
This is the best advice. We can all suggest what we would do or tell you our favorite ways to use our memberships. The truth is, you need to do what works best for you and brings you the most enjoyment. BRV seems to be exactly that.

You did mention that you don't care about direct. I honestly would wait for Lakeshore to open, though. You can use what you have right now and then see what Lakeshore is all about. I truly think you'll enjoy having unrestricted points at some point in the future.
 
So currently I’m between loading up on BVR points or SSR points. Same amount of points… priced almost the same I feel like I need a psychiatrist to walk me through it🤪
The wonderful thing is that you don't have to decide today or next week. There will be similar contracts when you have clarity.
 
Also plenty of members sell one thing to buy another for whatever reason. It’s fine!


So currently I’m between loading up on BVR points or SSR points. Same amount of points… priced almost the same I feel like I need a psychiatrist to walk me through it🤪
are you familiar with how some resorts and specific rooms are being walked? Sometimes there are people walking rooms, seemingly all year! It’s wild.
Another thing, after the beginning of the year, there will be an increase of contracts for sale. The prices might be better or at least there will be more options.
 
So currently I’m between loading up on BVR points or SSR points. Same amount of points… priced almost the same I feel like I need a psychiatrist to walk me through it🤪
Psychiatrist is going to say: Don’t overthink this. Spending too much time with too many choices. This is a huge financial decision. Focus on the one contract and stop looking for anything else until you are familiar with the membership. Master it first. Great you are narrowing your options but your mind is still spinning out of control.
 
VGF points? The dues are so low….
That initial purchase price though! If I wanted other resorts I would buy them 🤣
Not joking, but I did contradict myself. I do think the California points are different, which is why I think the restricted aspect of VDH resale won’t matter in the long run. But all the other points? No point in fretting over which resort to buy unless you will “die” if you don’t get a reservation at BWV during food and wine. Or some other very specific incredibly popular random event or season that you plan on doing EVERY single year where you are absolutely sure you want to stay in the EXACT SAME RESORT. I cannot imagine this myself but those people are out there, or rather here, on the boards lol.
We own at 6 resorts. And the only resort we’ve actually used the 11 month window on is VDH. This year we missed the window and booked at 10 months out and could only get a 2 bedroom lock off as opposed to a 2 bedroom dedicated 😐. (Now we are stuck with a giant Tiana in the living room.). And it wasn’t even a popular time of year. Even then we had to waitlist 2 of the 7 days. Note to self, take California bookings very seriously. We have scheduled before the 7 month window opening elsewhere, many times, but we never seem to keep it. We either decide we want to stay at another resort, or plans get changed. I’ve also never had trouble staying at any of the resorts at WDW+HHI+VB. Does it mean everything is open all the time? No, but the reality is that WDW resorts remain very available for the most part until about 5 months out. And even then, there is still a lot open. It just becomes more scattered. But we’ve never stayed at VGC, because we’ve never been able to get into it! So if you don’t know what to buy, and want to buy direct, VDH is no question the one to buy. As for resale, just buy SSR, or CCV does seem like a great deal too.
A warning to CC haters: we also thought we were not interested in CC and then we ended up staying there for 2 nights a few years ago after avoiding it for years— we absolutely loved it. So I do think there is something to what folks are saying about not knowing what you will like until you stay there. Another one we thought we’d hate? RIV. ❤️
Maybe my judgement is clouded because I stayed at most of the deluxe resorts before buying in and already had my preferred locations. I don't need to stay at CCV to know WL is a lovely resort, but it's not connected to MK like a monorail resort when you have a multigenerational trip with strollers and assistive devices.

I purchased VGF for early December trips to replace cash stays. I need those points to stay there in my desired unit for my desired dates. If I trade out, I am downgrading IMO at that time of year and may not find an entire week+ outside of OKW or SSR in a one-bedroom.

My trips don't vary much. I book everything at the start of the 11-month window. If I don't book and miss out on my preferred unit, I will be very annoyed with myself.

Suggesting SSR to sleep around for someone that's new that has no idea what they want isn't bad at all, but it seems hyperbolic to me to state most owners don't use the 11-month window or stick with what they booked at that time. People are buying 2042 resorts for BCV or BWV. Lower contract time and higher dues. If they use these points to stay at BLT in a preferred view one bedroom continuously instead of their home resort that would be silly IMO, but to each their own. At least that's how I read it.
Same, I use my 11 month window quite a bit. I don't ALWAYS end up staying at my home resort, but I do use it consistently to ensure I don't end up at a resort I don't like.
Yes! It's nice to have options, but you buy a home resort you want to stay at repeatedly because at the end of the day that's all you're guaranteed. I wouldn't be upset being "stuck" at what I book in the 11-month window if something didn't open up.
 
That initial purchase price though! If I wanted other resorts I would buy them 🤣

Maybe my judgement is clouded because I stayed at most of the deluxe resorts before buying in and already had my preferred locations. I don't need to stay at CCV to know WL is a lovely resort, but it's not connected to MK like a monorail resort when you have a multigenerational trip with strollers and assistive devices.

I purchased VGF for early December trips to replace cash stays. I need those points to stay there in my desired unit for my desired dates. If I trade out, I am downgrading IMO at that time of year and may not find an entire week+ outside of OKW or SSR in a one-bedroom.

My trips don't vary much. I book everything at the start of the 11-month window. If I don't book and miss out on my preferred unit, I will be very annoyed with myself.

Suggesting SSR to sleep around for someone that's new that has no idea what they want isn't bad at all, but it seems hyperbolic to me to state most owners don't use the 11-month window or stick with what they booked at that time. People are buying 2042 resorts for BCV or BWV. Lower contract time and higher dues. If they use these points to stay at BLT in a preferred view one bedroom continuously instead of their home resort that would be silly IMO, but to each their own. At least that's how I read it.

Yes! It's nice to have options, but you buy a home resort you want to stay at repeatedly because at the end of the day that's all you're guaranteed. I wouldn't be upset being "stuck" at what I book in the 11-month window if something didn't open up.
I think that is a good point as I feel as if I have enough BRV points to book what I want without loading up there to stay at other resorts.
 
My opinion is that you should have enough BRV to stay there in what you want before you worry about other places.

Anywhere else means you can’t add to your BRV until 7 months and while 1 bedrooms are typically there are 7 months, they are not always or you find gaps.

We own were we love and for us, that’s more important than anything else.
 
My opinion is that you should have enough BRV to stay there in what you want before you worry about other places.

Anywhere else means you can’t add to your BRV until 7 months and while 1 bedrooms are typically there are 7 months, they are not always or you find gaps.

We own were we love and for us, that’s more important than anything else.
I have enough to stay every year for 5 nights or alternate years for longer..I’m good with that, I’ve decided
 
I think the bottom line is that every DVC buyer is looking for the MOST ‘fun’ for the ‘LEAST’ amount of money. And everyone’s idea of ‘fun’ is going to be different and you need to know your ‘fun’ as much as you can before putting your money down. This is hard because it truly only comes with time and experience that your stays over the years bring AND it changes over time as we age. The value of these boards is getting opinions on everyone’s version of a ‘fun’ stay and trying to apply that to our own situations and hedge our bets when making a DVC purchase.

Here is what is it looks like in my case:

- For me, the ‘fun’ is a split stay between MK and Epcot resorts every trip because we think it’s ‘fun’ to get to a park in fast and varied ways.
- ‘Fun’ looks to me like a 1 bedroom for 2 people, and laundry in my room and ideally the most bathrooms possible when we invite our kids or others to stay with us.
- It is ‘fun’ for me to have access to many different resorts and not be locked into a category so I’m really grateful that I bought BLT direct when I did for the price we did. Having the Y on my DVC card provides a small amount of ‘fun’ that would probably look like even more ‘fun’ on the-outside-looking-in if I ONLY had resale because that is how I think. I would like for this to not matter to me and appreciate that it does not matter to some, but that is how I am. Direct has provided quite a few benefits but saving MORE money is nicer...
- I would have more ‘fun’ if my UY was not September and there were more resale contracts available for me to peruse.
- the ‘funnest’ times of the year to spend my points are Halloween and Christmas seasons so that is the points charts and point sums I know best.
- I love my resale almost as much as my direct and I will happily buy more as soon as I can in the future. An Epcot resort is a gap in my portfolio that I would like to rectify.
- We are having so much ‘fun’ that in our 50s, with adult kids now, we go alone to WDW, DL and Aulani a few times each year and don’t see that slowing down.
- BIG ‘fun’ is having enough points and we NEVER do 🫠👎. We have 510 points and regularly need OTU and borrowing.
- Above all, it is impossible to not talk about the ‘fun’ that comes with having the smallest dues bill possible every year for our needs because for the foreseeable future we will be hit with this every year in January. We are Canadian and the exchange rate makes me curl up into a fetal position. It is not ‘fun’. It is unavoidable. All of us here are trying to balance our personal ideas of frivolity at Disney with this monetary truth.

Know your ‘fun’!

(P.S. I too prefer to stay in a 1 bedroom BRV over CCV and have stayed at both. BLT is my ‘funnest’ stay even though I thought I would always be a Poly girl. Now I just like to visit. I regret my direct VGF purchase - not fire sale, for the point cost of stays even though I’m happy with the dues. I love RIV but will most likely never buy there because the restrictions make me mad. Stays at SSR, OKW and AKV are least ‘fun’ for US. I care about resale value and I think it’s important to see my DVC portfolio as valuable but I’ll avoid selling as long as possible into my elderly years because it is likely that my 2 children will never be able to afford the DVC dues on their own)
 







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