The percentage of SV at BWV and RIV is about the same, 25% vs 30%. And currently standard studios at RIV disappear quickly at 11 months. It's highly likely that a similar pattern of difficulty to book SV at RIV will develop. Even more so because the point chart is higher and the purchase price is much higher than how it was when BWV went on sale, so even more people might be looking at saving points as often as possible. Or maybe the Tower studios will take some pressure off studios, we don't really know. Until booking patterns are established, anedoctical evidence is not really worth much. You have not been able to book BWV SV for one trip, while I was able to get SV with a waitlist last September. If we look at my lucky experience and I compare the SV I got with a preferred studio at RIV, I could say RIV costs double, but it doesn't really mean much.
At the moment, it's better to compare SV vs SV or Preferred vs Preferred at the two resorts to assess the average difference in cost between the two resorts. If we do this, RIV isn't double the cost, but once we compare buy in cost, maintenance fees and
point charts, RIV is on average considerably more than the other Epcot resorts.
This is a good point. Skyliner, split bathroom, full size single bed under the TV, a real bed instead of a sofa can be really valuable to soe poeple, who might be happy to pay more to get better amenities. If you say: I'm happy to pay more for RIV because the amenities are better for you, then I cannot fault your reasoning. If you say that it can cost just about the same than owning BWV, then I can tell you that it can actually cost double (if you book RIV preferred vs BWV standard) and on average it costs around 1,5X.
This is were I lose you. You say that the resale restrictions don't matter for you because you don't intend to sell. But you were able to buy RIV paying just 8k because you were able to sell a BWV contract for more than you paid it. The fact that the resort kept its value very well over the years granted you the possibility to switch home resort for a longer contract with minimal expense. In 25 years time, if all the doom and gloom scenarios turn to be true, your children might not be able to do the same. You more than anyone else should understand how valuable it is that DVC kept is value over time unlike other timeshares.
Of course, there are worst thing in life than being stuck at RIV (which I agree, has a lot or upsides) like I don't think you would have been upset being stuck with your BWV contract. But life happens and having an option is better than not having it.