8 days old (Baby pics) and legal question

[Kirk]

Here's a couple pics of my grand baby:

Now a legal question:

1) DD is 16
2) Dad has no means
3) So I'm trying to insure the baby on my policy
4) I've paid a lawyer to petition the court for some kind of legal standing (conservertorship, guardianship, etc.) in order to be able to insure the baby

Is there anyone with a legal background that can see any problems with what I'm trying to do?

Kirk

 

[Blueeyes101817]

Kirk..i cant help with the legal things..but the baby is adorable!

 

[msdis]

Have you checked with your HR person to see what constitutes as a dependent. Sometimes grandchildren fall into that category if they are living with you and you are supporting them. I'm guessing your daughter falls into that category so I question why your granddaughter wouldn't. Good luck! Both of those girls are very lucky to have you!

 

[KimRaye]

I very much agree with msdis. My DS was uninsured for a time, due to a divorce and, I later found out that current dH's insurance would cover him, secondary of course, if there WAS any primary insurance ever but, primary if not so, step-children WERE covered. I have to think that a grandchild would be covered also, if you pay of course, for family coverage, under your circumstances. Once you pass the "test", I'm sure it won't be a problem.

Your grandbaby is just adorable, btw! So precious!

Congrats!!!

 

[HauntedMansionGeek]

Hi Kirk, I think all insurance policies are different.

My husbands work policy DID cover our daughter AND her child though and I think many of them do so as long as certain qualifications are met.

Good luck!

That baby is a darling!!

 

[Kteacher]

You are such a wonderful person I agree with the above advice, but check with your HR person at work. What a beautiful baby (and mom!)

 

[powellrj]

what a sweet baby!! when your DD is 16, I would thing the insurance would cover both. I know it use to, but you may just check with HR. Good luck!!

 

[Dan Murphy]

Great pictures, Kirk, thanks for sharing. Hope we see more every so often, I bet we do.

As for med coverage, that is really a question for the insurance folks at your work, all plans are different, and specific. I would say some might cover, some not, you really need to check your plan, and, whatever the answer, have it in writing, from the plan. My best.

 

[snuggles]

The baby is adorable! I have no legal background but wanted to wish you luck. Seems if you are counting your daughter as a dependent it would pass over to the baby too.

 

[nativetxn]

How precious is that baby! How blessed you are to have a beautiful daughter and a precious grandbaby. I'm envious.

No advice about the insurance, though. Hope you get it figured out soon.

 

[Mskanga]

First of all , what an adorable baby!
Second, if you have a book of benefits on your insurance , it should tell you exactly what is considered to be a dependent, I would think that if your daughter is your dependent, so is the baby , but only the insurance company can tell you , and if you need any kind of legal paper, they should tell you what you need.

 

[rasnlms]

How precious - both of them!

No advice for the insurance questions - just lots of luck.

 

[Stepharoonie!]

What a sweet baby

 

[helenabear]

No adivce here either... just wanted to say how adorable Catryna is

 

[doxdogy]

When my father-in-law lived with us (he was retired and had no means of income other than social security), I could have added him on to my insurance at work as a sponsored dependent. I wish I had more info for you.

 

[Serena]

Your daughter and grandbaby are beautiful. And you are a very special dad.

 

[Robinrs]

Kirk, I know your wife is smiling at this beautiful family up in heaven, and so blessed to have such a wonderful Dad and Granddad to provide for her loved ones.

You are indeed a special kind of guy.

Congrats, follow all the awesome info on this thread and I know that you all will be alright.

God bless,

Robinrs

 

[Poohbear123]

Best of luck on the Insurance thing, and he looks CUTE!

 

[worm761]

baby katryna is beautiful!
as stated about, grandbaby's can usually be covered if they are your dependant. good luck!

 

[phillybeth]

Beautiful baby!

Most insurers will cover the child of a dependant minor as long as they have no other coverage i.e. if your daughter has a job and is ensured through work your insurance will not cover her or the baby. And coverage is usually only until 19 unless a full-time student, then it goes to 23 as longs as the student is full time every semester.