52 week money challenge

Discussion in 'Budget Board' started by Happiest mommy, Dec 31, 2017.

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  1. Happiest mommy

    Happiest mommy DIS Veteran

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    Im trying really hard to stay on track BUT my car died yesterday hopefully it's something simple :(
     
  2. davecold

    davecold Earning My Ears

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    I’ve done this 2 years in a row. We love it for vacation!
     
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  4. virge

    virge Mouseketeer

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    Hope the car repairs were simple and low cost!
     
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  5. virge

    virge Mouseketeer

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    Week 42 = $50
    Week 43 = $40
    Week 44 = $40
    Week 45 = $40

    $1548 total

    For October, I deposited $164 from this challenge & $186 from other sources (birthday money, Ibotta, WalMart Savings Catcher, etc.). I have $3379.73 saved for our June 2019 trip. It would probably be less if this challenge wasn’t providing an extra push to save!

    I suspect I’ll have to slow down now as holiday expenses start up.
     
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  6. Happiest mommy

    Happiest mommy DIS Veteran

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    I'm $1100 in the hole in car repairs this is brutal!! Thanks for asking this will definetly take us back and no Christmas gifts in sight smh….
     
  7. virge

    virge Mouseketeer

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    Week 46 - 48 = $40 each

    $1668 total

    For November, I deposited $160 from this challenge & $90 from other sources (Ibotta, Walmart Savings Catcher, ebates, Achievement, etc.). I have $3630.94 saved for our June 2019 trip.

    So far, I’ve stayed in budget with holiday spending but if I slip, I’ll have to cut back on vacation savings.
     
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  8. Happiest mommy

    Happiest mommy DIS Veteran

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    WOW!!! you are doing so great!! after my car repair I haven't be able to get back on track and I so want to :( can you tell me what is Ibotta and Achievement please? Thanks! and keep up the great savings!!!
     
  9. virge

    virge Mouseketeer

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    I’m sorry the car repairs were so costly. I know in my house, it can take awhile to bounce back to saving after an unpexected expense. What I liked about this challenge was that I was able to put away just a couple of dollars and feel like I was still doing something during tougher weeks. Once I could see the savings adding up, I was even more motivated to save.

    Ibotta is an app that gives cash back (rebates) for in store and online purchases. I treat the offers like coupons, so it takes a small amount of effort when I’m shopping to make sure an offer is really a good deal for me, but I usually get back about $20/month. I know that with Walmart Savings Catcher, Ibotta, & ebates I’m just getting my own money back, but that money has already been accounted for in my household budget, so when it comes back, it’s extra to me If you decide you want to try Ibotta, I suggest doing a quick online search for a referral code. Sharing referral codes is against Dis board policy, but there are lots floating around that will earn you, and the referrer, a small amount of bonus cash.

    Achievement is an app that allows you to earn cash for linking it to a fitness device. You earn a small amount of cash based on how many steps you take and logging health activities. It’s generally a slow earner and previously took me a year to earn $10, but right now I’m participating in a survey where I’m earning a ton of extra points each month. Once again, if you have a fitness app and want to try it, there are referral codes out on the internet that will help get to your first bonus faster.
     
  10. virge

    virge Mouseketeer

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    I should probably share that part of the “other sources” are challenges I have with myself. I pay myself $1 each day I leave school by 4:30, $1 each day I exercise, & $5 if I keep my weight under a certain amount for a week. I have learned that a Disney dollar is a good motivator to get me out of school at a decent time 3-4 days a week & to think about what I’m eating, but not enough to exercise or lose any more weight because I told myself it’s $10/week if I get to my next weight goal, and that hasn’t happened yet :rolleyes1
     
  11. disny_luvr

    disny_luvr DIS Veteran

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    Hi, everyone!

    It’s been a loooooong time since I posted on this thread. Back in June, I took all the money I had saved from this challenge so far this year and used it as spending money in Disney. When we returned from our trip, I had all intentions of continuing with the challenge, but never did.

    I have plans to do this challenge again in 2019. My hope is to save this money for our big, two-week Disney trip we are planning to celebrate my 40th birthday in summer of 2020.

    To those of you that stuck with this challenge, congratulations to you!
     
  12. virge

    virge Mouseketeer

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    Week 49-51 = $40 each
    Week 52 = $12

    $1800 total

    For December, I deposited $132 from this challenge & $43 from other sources (Walmart Savings Catcher, a small rebate check, etc.). I have $4182.26 saved for our June 2019 trip.

    Holiday festivities definitely slowed down my savings in December, and I suspect January will be down also. I feel like this challenge pushed me to set aside more than I normally do, so I plan on starting it over in 2019.
     
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  13. disny_luvr

    disny_luvr DIS Veteran

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    Awesome job!!!

    I started a thread for 2019. It’s down a little ways on the budget board. Keep up the good work!

    Here’s the link:
    https://www.disboards.com/threads/52-week-money-challenge.3726218/
     
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  14. Happiest mommy

    Happiest mommy DIS Veteran

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    Hello all I have been away for a bit but i'm back! lets continue this again this year I'm still on my old challenge I want to finish it. who's in again??
     
  15. WebmasterDoc

    WebmasterDoc Administrator Administrator

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