Pigletof4, I also received a discount offer in the mail for a value resort, but I was able to apply the discount to make a reservation at a deluxe resort. When I called, the CM gave me a price for value, moderate, and deluxe. I was also able to get the discount for a package, including tickets and dining plan (the discount only applies to the room rate, not the entire package). If you haven't already done so, you should call and see if you could upgrade to a moderate resort. We originally picked Caribbean Beach Resort because the rooms are a little larger, but switched to Animal Kingdom Lodge because they offer rooms that have 1 queen size bed, and a set of bunk beds. The rate I received for that room worked out to $169 per night, including taxes.
Having said that, this will be our first time staying on property. We always rent 2bdrm condos offsite (most we paid was $266 for the ENTIRE WEEK through skyauction). It is hard for us to stomach paying the price to stay onsite and get so much less for our money, but I don't know if we will ever get the discount offer again and I would like to stay on property once to try the dining plan. You and your family will have a great time no matter which you choose.