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You folks are the best....so your response gave me another question. I have heard this about Costco being a good choice for Disney cruise- whats so great about their deals? Worth buying a membership over? I only have samsclub......

Pillow gave you the same response, but I'll just elaborate. DU gives you up to 5% back as on board credit (see here https://www.dreamsunlimitedtravel.com/cruise/specials.htm#sbc). Costco is generally closer to 8%. So, on a $5000 cruise, DU will give you $250 on board credit, whereas Costco will give you about $400. Don't know if that alone is worth the Costco membership, but if you'll also shop there...
 
Pillow gave you the same response, but I'll just elaborate. DU gives you up to 5% back as on board credit (see here https://www.dreamsunlimitedtravel.com/cruise/specials.htm#sbc). Costco is generally closer to 8%. So, on a $5000 cruise, DU will give you $250 on board credit, whereas Costco will give you about $400. Don't know if that alone is worth the Costco membership, but if you'll also shop there...

The credit from Costco comes in the form of a cash card that you use at Costco, so basically you are giving them the money back. Shipboard credit from DU will be actual money you can use to spend onboard during your cruise.
 
The credit from Costco comes in the form of a cash card that you use at Costco, so basically you are giving them the money back. Shipboard credit from DU will be actual money you can use to spend onboard during your cruise.

My Costco allows me to cash out the cash card, so I take my cash and run!
 
The credit from Costco comes in the form of a cash card that you use at Costco, so basically you are giving them the money back. Shipboard credit from DU will be actual money you can use to spend onboard during your cruise.

My Costco allows me to cash out the cash card, so I take my cash and run!

Good points. Though, I don't think I've ever walked out of a Costco without spending several hundred dollars. Worst case scenario you get a new big screen TV with your cruise, right?

(as a side note, for Royal Caribbean, Costco does give the money as onboard credit)
 

Good points. Though, I don't think I've ever walked out of a Costco without spending several hundred dollars. Worst case scenario you get a new big screen TV with your cruise, right?

(as a side note, for Royal Caribbean, Costco does give the money as onboard credit)

Ha - I think its like that with a lot of people. Honestly, I don't buy much there. I walk in and get what I want and leave. Otherwise its dangerous to browse!! I find their prices on produce to be excellent + a few other things. But I would rather bank my cash and pay with a credit card for the cash back.

Getting OT - sorry all.
 
Ha - I think its like that with a lot of people. Honestly, I don't buy much there. I walk in and get what I want and leave. Otherwise its dangerous to browse!! I find their prices on produce to be excellent + a few other things. But I would rather bank my cash and pay with a credit card for the cash back.

Getting OT - sorry all.
why not both?
 
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Quick note on trip insurance ... many policies only offer "cancel for any reason" or pre-existing condition waivers if purchased within a fairly narrow timeline (some as little as 7 days) from your initial booking/deposit. While it's possible to wait longer and still get such coverage, those polocies tend to cost (significantly) more.

Whether you go with your credit card trip insurance or something else, make sure you know the details of what's covered and what's not. Coverage varies widely, even from one plan to another within the same company. Age factors can also come into play.
 
Both what??? Pay with both cash and cc? Generally, I'd rather keep cash and always pay with cc due to any cc cash back (or to meet min spend requirements for bonuses, etc).

I think both meant to use your credit card to pay for the cruise through Costco Travel so that you get both the cashback on the CC and the rebate from Costco.
 
also just to make it more complicated, use the credit card to but 5% off Gift cards at somewhere like BJ's or SAM's then put those into a disney vacation account (DVA) that pays back 2% sortof, and then apply DVA to the Costco vacation account (takes a phone call) for maximum savings (roughly 14% plus credit card bonuses)
 
also just to make it more complicated, use the credit card to but 5% off Gift cards at somewhere like BJ's or SAM's then put those into a disney vacation account (DVA) that pays back 2% sortof, and then apply DVA to the Costco vacation account (takes a phone call) for maximum savings (roughly 14% plus credit card bonuses)

This is what we do. Buy the Dis gift cards at a discount and deposit to DVA. Then pay for cruise (Costco as agent) with DVA.
 
I'm an expert at discounted Disney gift cards and DVSA, but can someone walk me through the steps on how you book through Costco & pay with your DVSA? Thank you!
 

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