We are thinking of using our 2008 point for a cruise (3 night) in 2008. If you have to cancel outside of 75 days your points can not be used for DVC resorts but can be used for the other points categories. Since this is the case, do you still get outside trip insurance?
My second questions -- has anyone been on a cruise during Halloween? If so what kind of activities do they do? Should we take costumes etc. Do kids trick-or-treat or what? I have been on cruises before but this will be our first DISNEY cruise.

My second questions -- has anyone been on a cruise during Halloween? If so what kind of activities do they do? Should we take costumes etc. Do kids trick-or-treat or what? I have been on cruises before but this will be our first DISNEY cruise.
