I was informed by Disney that
travel insurance DOES NOT cover for Hurricans. My plan is if one hits on the route to the airport, then the flight will be canceled and my airline will rebook (no fee) if they cancel the flight. Disney will change my reservation (no fee) if my flight gets canceled. Disney only charges a fee if you want a refund. Since, I would be rebooking the trip, the only issue I would face is the possibility of losing the free dining promotion, but you never know, Disney may still honor that. If the hurricane hits while at Disney, I have heard that they are very good about it. And if my flight home gets canceled, I can always stay a couple extra nights. Not a really bad thing considering the cheap cost of adding an 8th or 9th day, plus I could switch from YC to a cheaper hotel if I need to.