10/24/2009 Bash On the Boat (I'm with B.O.B.) -Thread #6

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LOL

It's open enrollment time at work and I've just started to think about plannign for retirement. I've been putting into a 401K for years now, but I'm going to increase my contribution into it this year. I would love to retire before 60 -- I'm thinking 55. So between now and then, I want to have a nice big savings, have the house paid off and all improvements finalized, and get the kids through college. Hopefully I'll still be working at the College so they can go for free.

Sounds like a great plan!

DH and I would like to retire early too....we'll see how that goes. Right now, Andy's tag sort of fits us too....gotta pay for those vacations!

Actually, we'll be in better shape once we're done paying for daycare - that eats up a chunk of money each month....but we're almost there! September 2 will be here soon!
 
Actually, we'll be in better shape once we're done paying for daycare - that eats up a chunk of money each month....but we're almost there! September 2 will be here soon!
Oh my goodness, you're not kidding!!!!
We'll be paying for a combination of Amelia's schooling and nanny care for the two of them for the next 2-3 years. Oh, the money we'll save once they're both in school all day!!!
 

Yeah, I have to get my butt moving and get to work. Blech.

See you all later!
 
Not bad for a first try. This try I changed the spacing. Let's see now.

Great ticker Chris. I love the cruise one. :thumbsup2 I might have to hop over to that site and get one myself.

I also have all the ironing to do - :idea: maybe I could just hire someone for the day to do it all while I go to the gym and swim in the outdoor pool and have a massage:cloud9:

I'm on my way Karen, after I vacation with Lori and my "date". :rotfl:

Ok, I'm having some dang good coffee. I got a bit nervous because I thought I put too much grounds into the filter but....WOWSA! IT's yummy! :yay:

I love me a goooooood cup of coffee!

OOOOH I do too Melody. I love coffee. I haven't had any since December 28th (or soda) because of the acid in coffee and the carbonation in soda. I miss my coffee horribly. Do you like the flavored coffees too? My favorite is Snickerdoodle. :lovestruc When I treat myself to a Starbucks Latte' it's made with either skim or soy milk.

I've got my iced tea next to me, I drink it year round, as I love the smell of coffee, I just don't like the taste of it. :rolleyes:

Me too Andy. Since tea has much less acid, I'm allowed to drink it as long as it's decaf too. I make my own and take it to work. Just plain tea though, no sugar, sweetener,...just a lemon.

Ok, I have an official cruise question...

How many of you will be:
  1. Staying at WDW the night before the cruise.
  2. Staying somewhere at Port the night before the cruise.
  3. Arriving to the area the morning of the cruise.

We'll probably pick #2 again. It worked out great last time and besides, I don't want to miss the 4:00 a.m. "Welcome Home the Magic BOBmeet". The first time we cruised we stayed at the airport Hyatt and took the DCL transportation.

I was just wondering if there were enough of us staying at WDW or the general area the day before, if we can get a charter bus to transport us the morning of. I've heard of other DISrs doing that and it saves everyone a lot of $$$.

A BOBabus?? :thumbsup2 :rotfl2: :thumbsup2 :rotfl2: :thumbsup2

Ok, why when I abberviate because to c o s (ALL JOINED UP - NO GAPS) does it come up with 3 stars?

:confused3

:scared1: :scared1: :scared1: :scared1:


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Actually, it means nothing to me. I just wanted to scare you. :cutie:
 
Oh my, I forgot about the "early morning" embarkation day DISmeet......:eek: :eek: :eek:

We'll have to stay at the port area the night before the cruise.

OK, time to take the princess: to school.
 
Good FRIDAY Morning Andy, Melody, Jen and Karen :wave:

What are the plans for the weekend for you?

We're crazy busy again. Tonight dinner with friends, tomorrow bridal party dress shopping, then Jesses parents are treating us to an evening at a resort. Chuck and I can't stay over night because of the dog, but we'll be there at least until midnight.

Sunday, Tony is taking me out for Mother's Day dinner because he and Jesse will be at a basketball tournament all weekend in Indiana.
I'm sure the rest of the day will be something to do with Kristin and Jesse's wedding. It seems to consume us. :goodvibes
 
The "only" plans I have for the weekend are to get the lawn mowed. The rest of the weekend will be, whatever happens, happens...........:lmao:
 
Ok, why when I abberviate because to c o s (ALL JOINED UP - NO GAPS) does it come up with 3 stars?

:confused3


I'm not sure Karen, but you can use "cuz" in place of c o s for because.
 
Good FRIDAY Morning Andy, Melody, Jen and Karen :wave:

What are the plans for the weekend for you?

We're crazy busy again. Tonight dinner with friends, tomorrow bridal party dress shopping, then Jesses parents are treating us to an evening at a resort. Chuck and I can't stay over night because of the dog, but we'll be there at least until midnight.

Sunday, Tony is taking me out for Mother's Day dinner because he and Jesse will be at a basketball tournament all weekend in Indiana.
I'm sure the rest of the day will be something to do with Kristin and Jesse's wedding. It seems to consume us. :goodvibes


We're going to Pete's sister's tomorrow (she lives north of Milwaukee in Slinger)....Thomas will get to play with his cousins for the day, and then the grownups are going to see a matinee of "Spamalot" and out to dinner, and spending the night at their house.

Sounds like you are really jumping right into the wedding plans...but if Kristin has set the date for this fall it really doesn't give you a lot of time to pull things together.
 
Oh my goodness, you're not kidding!!!!
We'll be paying for a combination of Amelia's schooling and nanny care for the two of them for the next 2-3 years. Oh, the money we'll save once they're both in school all day!!!

I figured it out...I could send DS to private school for less than what I pay for daycare! I wouldn't change a thing though...it's a great center. It's a Christian daycare run in a church, and I'm sure every teacher knows every single kid. However, it will be nice when I don't have to write that weekly check!

Hmm....maybe I should make a ticker for that! :rotfl: :rotfl: :rotfl:
 
Just wait until the two are in college at the same time................
4 cars......4 car insurance..........two apartments....... At least now one is home, but grad school is so expensive. We are trying not to get any loans we don't want them to struggle when they get out to pay back loans.


Not a coffee drinker here either, give me my diet pepsi.

Have a great friday all.
 
OOOOH I do too Melody. I love coffee. I haven't had any since December 28th (or soda) because of the acid in coffee and the carbonation in soda. I miss my coffee horribly. Do you like the flavored coffees too? My favorite is Snickerdoodle. :lovestruc When I treat myself to a Starbucks Latte' it's made with either skim or soy milk.
I'm not into flavored or coffees with any added sugary stuff...I've tried the mochas at Starbucks but they are too sweet for me. I do like the caramel macchiattos one in a while, though. :cutie:

We'll probably pick #2 again. It worked out great last time and besides, I don't want to miss the 4:00 a.m. "Welcome Home the Magic BOBmeet". The first time we cruised we stayed at the airport Hyatt and took the DCL transportation.
LOL - I have a feeling the 4am meet had somethign to do with ANDY!!! :laughing:

We've never stayed at Port the night before. Where does everyone usually stay?

A BOBabus?? :thumbsup2 :rotfl2: :thumbsup2 :rotfl2: :thumbsup2
:rotfl: :rotfl2: :lmao:
 
I figured it out...I could send DS to private school for less than what I pay for daycare! I wouldn't change a thing though...it's a great center. It's a Christian daycare run in a church, and I'm sure every teacher knows every single kid. However, it will be nice when I don't have to write that weekly check!

Hmm....maybe I should make a ticker for that! :rotfl: :rotfl: :rotfl:
My daughter will be starting a private preschool three half days a week later this year. We added up and compared various cost scenarios (aftercare for Amelia, nanny, daycare, etc.) and it ended up being less expensive (but still a lot of $$$) to not do aftercare and daycare and just hire someone to take care of them. So we have a friend of the family 'booked' to help us.

Not that I'm looking at having them grow up fast but it'll be so much easier when they're in school all day!
 
Just wait until the two are in college at the same time................
4 cars......4 car insurance..........two apartments....... At least now one is home, but grad school is so expensive. We are trying not to get any loans we don't want them to struggle when they get out to pay back loans.
Oh, I can only imagine!!! I'm still paying for my own college education!!!

That's why I'm hoping I still work for a college when it comes time for the kids to go. That way we have NO tuition bills! :banana:
 
My daughter will be starting a private preschool three half days a week later this year. We added up and compared various cost scenarios (aftercare for Amelia, nanny, daycare, etc.) and it ended up being less expensive (but still a lot of $$$) to not do aftercare and daycare and just hire someone to take care of them. So we have a friend of the family 'booked' to help us.

Not that I'm looking at having them grow up fast but it'll be so much easier when they're in school all day!


Yep, when you have 2 it can certainly add up!

We just have one, I can't imagine the $$ if we had 2!
 
I'm an official java junkie ... it started with mochaccinos on our first Disney cruise and just spiraled out of control from there. :lmao:

Ive never had a mochaccino...but it sounds good! I never made it to the coffee shop either...

What DID I do last cruise??? Seems like I missed a lot of stuff....:rotfl:
 
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