I'm with you guys. It was 45 outside when I got up this morning, but indoors it's fine. Yes, we are wearing our socks and sweats, but the heat's not on. We aim to NOT turn the heat on until November 1st at the earliest- until then it's sweats, TV-blankies, quilts/blankets on the bed, etc. Oil's expensive, and this is a big, old, poorly insulated house. Even in the dead of winter, the thermostat never goes about 58 degrees- it's just too expensive. It's always amusing to read these threads, though, and see what some people consider freezing and others consider tolerable!