mellers
DIS Veteran
- Joined
- Aug 4, 2007
Is there a 3rd party insurance you can recommend?
A lot of people have recommended http://www.insuremytrip.com/ , http://www.tripinsurancestore.com/ , and http://www.squaremouth.com/ , as well as CSA specifically if you need pre-existing conditions coverage (IMHO, this is always important) and are purchasing more than 14-21 days after your first payment.
I used insuremytrip and bought TravelInsured insurance--the coverage looked appropriate for my family's needs; however, I can't honestly say I "recommend" it, as I've never needed to file a claim and don't know how that would go. Strong recommendations? Whatever insurance you get, make sure it includes pre-existing conditions and medical evacuation. These are your biggest financial exposures on a cruise.
One other strong recommendation, if you are in the military or military reserves, don't buy Disney--check out CSA. It has some deployment coverage; most insurance doesn't. You also may want to check on-base for trip insurance that caters to servicepeople.
Since using insuremytrip, I've seen the TripInsuranceStore website, and I really like their "Advantages/Quibbles" listings for each of the insurances--I think it makes it easier to see the advantages and disadvantages of each policy, and compare accurately and quickly.