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LOL. I know I am still in a Covid time warp, but hopefully not that bad. I guess my point was that I felt better because when I originally got into the system there were more options and when the last change was made I had experience with the old system and the announcement was not that they...

Can't speak for everyone, but my family has used GAC and DAS for 15 or so years and never done it online. In the past you could go to guest services at Downtown Disney and get your DAS. Once you established a DAS it was relatively easy to show your previous eligibility and re-establish that...

100%. DW already feels guilty because it takes 2x as long to be with her. She already pays full price even though she can't ride a meaningful % of the rides. If it is about the money then just say so and I can decide to pay or not. To say that people are abusing the system and then...

Limit as in if people are cheating or they are concerned for capacity they make the wait time double or triple the queue. They already changed it from zero under GAC to the listed wait time, so legal. Is it? The announcement makes no mention of alternative accommodations only that physical...

I am sure it is legal. I just wish they were honest people. Disney used to employ people of integrity, but this just sounds like every other company that takes away benefits and tells us how it is an "improvement". The stated reason is that DAS pass usage has increased. We are left to...

At the end of the day it is just a money grab. Same reason they got rid of the Disney Institute for homeschooling, non expiring tickets, eliminated magic express, eliminated fast passes, etc. Disney used to be able to survive just making a few $billion but now they need to squeeze every...

Unless they are asking for your advice or asking you to pay their bills then it is none of your damn business. I get that you feel superior to "those" people, or maybe jealous, but being judgmental when you have no skin in the game is never a good look. You don't know what or why and are not...

Just for a comparison. I know it is not the same "magic", but it is the competition Busch Gardens Williamsburg - Black Friday sale for annual pass including unlimited parking, theme park, waterpark, Halloween Party, and Christmas Town - $180 each x 4 = $720 14 nights at our beautiful 2 BD...

We were an out of state AP holder family that went about 4 weeks a year in the mid/late 00's. Eventually got fed up with the abusive price increases when AP went for $2k for our family to $3.5k. We got annual passes to Busch Gardens for $800 and went to Williamsburg, Sea World Orlando, and...

Have not read the whole thread, but check your loan documents. Most ARM loans have an adjustment cap, so the rate will not increase all the way to the index + margin, but will be limited to 2% or 3%. I would be surprised if it jumped from 4.5% to 8%, the bank does not want you to fail either...

Have been a couple of times and loved it. Station is only 45 minutes from our house so a piece of cake. We just get coach seats, but stay in the bottom car. That has less traffic and is quieter. You also get all your meals, which are actually pretty good. If you shop well it can be as...

Do you know how much you were shorted? For ex. you make $100k and you get a letter saying you earned a 3% raise but the top of the bracket is $101k so your pay only increased $1k. That would make it straightforward and easy to show the impact to you. Another way at it was if you know what...

If it was me, it would greatly depend on the location. Is it a tourist area? seasonal? Is the rental demand being met? Oversupply? etc. Talk to some real estate agents that sell vacation homes and property managers that manage them. Find out how many weeks on average homes of your type rent...

So what is your damage? If the top of the range is $150k and you are paid $100k I don't see how you are harmed. They should fix the range. If you were denied raises because you were over the midpoint (for ex.) then I would expect them to fix the band and return the money I was shorted...

I can deal with about up to $5,000. Anything above that is :faint: Usually try to stay in the $2,000 - $3,000 range.

Always had good luck outside of Africa. Like where the drums are set up or around that area. There are snacks in the village and the crowd is usually less on the backside of the park.

Unless they have changed, tickets are a benefit but not required. You need a ticket to get into the park, but that can be an AP. If you buy your tickets through YES the class fee is included, if you bring your own tickets then the class fee is like $35 per person or something like that.

Insurance is State regulated, so every State can be different. The bottom line is to follow the rules of your policy and not commit fraud to the insurance company by misrepresenting how the vehicle is used. As previously stated, in most States it is cars that are insured, not drivers, but...

Don't know about your State, but unless you have a financing contingency in the contract that has not been released then you WILL lose your deposit. It is also fraud to have a loan officer make false claims to avoid a valid contract, but you knew that ;) It would be hard to prove of course...

Don't get too excited ;) You need to spend $200,000 on the basic card to get $2,000 or $100,000 on the premier card :lmao: Unless you have a lot of business or travel expenses it is hard to get to that level of spending