Your teen's cellphone breaks, do you...

No, I would not pay...especially after they lied to you about it 5 months ago.
 
If they lied? Heck no.

We get the glass screen protectors for our phones, and we expect him to keep it on the phone. If his phone would break with the protector on, it would depend on how it got broken.

Agreed. Not a snowball's chance in hell I would pay for it in the scenario described by OP.
 
*sigh* No. Have you ever used an iPhone? They are not any less durable or bad on battery life than any other smartphone. Not sure where you've gotten this idea that they are fragile, delicate things that will fall apart if you look at them. They survive my DH and kids who are while not abusive not exactly gentle with them either. And when we have get togethers guess who's always asking me for chargers or where they can plug in? Hint: not the iPhone owners.

I've heard the same thing about Apple screens breaking easily, and it mostly comes from my kids' friends. My kids have lower-end Samsung Galaxy models because I'm happy with our discount carrier and not willing to shell out full retail for an iPhone to use on our plan. A lot of their friends have iPhones. The consensus in their peer group is that the iPhones are more delicate and really need to be kept in a good case at all times. But I do think the iPhone battery life beats most of the Androids I've encountered - like you say, it is always the Android users asking me where they can plug in a charger.
 
My youngest daughter phone screen is cracked to hell. It looks terrible, but the phone works. She can just deal with it.
 

The best insurance plan is promise your child (or spouse) that if they break their phone, the replacement is a flip phone. They can choose to take care of it, or not.
 
pay to fix it? Let me be even more detailed. Last April your kid gets new IPhone. Dec they drop and crack screen and when you notice they tell you it's not the phone but just the screen protector thing. You are paying the monthly insurance fee for one year and then cancel it this April. Just now, a month after canceling insurance, they come to you to fess up that it was the phone's actual screen that cracked in Dec and they want to get it fixed at Apple store for $150. They ask you to pay for it. You say no, they can pay and then they say 'everyone else's parents pay to fix or replace phones...bla bla bla'. Do you pay?

They pay for it and then pay for insurance OR you go to the apple store and get them the cheapest replacement you can.
 
Why did they lie? Dare I ask, were they afraid to tell the truth? I find it hard to accept that they were being malicious.
 
Why did they lie? Dare I ask, were they afraid to tell the truth? I find it hard to accept that they were being malicious.
I'm curious too why the OP's DD didn't fess up right away that the screen was broken. I wonder if she didn't really know until she got around to replacing the screen protector.
 
Why did they lie? Dare I ask, were they afraid to tell the truth? I find it hard to accept that they were being malicious.

A kid wanting to hide an incident with a phone doesn't have to be malicious. They are typically just trying to avoid having to face the potential consequences for being careless.
 
A kid wanting to hide an incident with a phone doesn't have to be malicious. They are typically just trying to avoid having to face the potential consequences for being careless.
But the OP saw the accident and saw it was broken, so they were already "caught".
 
It doesn't cover theft or loss but I don't think anyone does do they?

Our AT&T plan covers theft and loss. We had to use it last year, when some jerk stole my daughter's iPhone from right beside her when she turned her back for 5 seconds. She realized what she had done, but it was too late, it was already stolen. But she has a 'way' with phones. Her first phone got stolen after she left it in class at school, about two months after she got it. She had to wait until one of us was offered an upgrade before she got another one. That one ended up in a pool, the next died by sunscreen explosion, and then a friend gave me this old yellow rugby phone. That one she couldn't destroy, no one would think of stealing it, and she couldn't lose it because it was bright yellow :)

When we finally upgraded to iPhones she carried hers around in the packaging box until her otterbox came in the mail, LOL! That was the one that got stolen, but we had the replacement insurance and she only had to pay a small fee to get a new phone.
 
When OP saw it, dd lied and said it was the screen protector, not the actual screen I believe.
I'm still not understanding why she lied if her mom saw what happened. Maybe she didn't know it was really broken until she tried to replace the screen protector.

FWIW, I did buy my DD 2 years of Apple Care because I know she's not particularly gentle with her phones. Like @DisneyOma, her last one went for a little swim. It doesn't cover theft/loss though.
 















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