Yeah, Disney Visa!!!

[kristenrice]

My BFF and I are going to WDW for my birthday in October. We were looking for ways to add to our fund and I remembered the $100 gift card incentive for opening a new Disney Visa account. Since I already have one, I told her about it, just to see if she was interested.

I went to the link on the member website and she had me fill out her information for her. When I read the "disclaimers" and such, I told her that it may take 2-4 weeks to get the card and then another 8-10 weeks to get the gift card. At the time, we were only about 9 weeks away from our vacation so we figured that she wouldn't get it. She said, "Well, let's try it anyways....I can always keep it and use it later."

Well, 3 DAYS later, her Visa arrived! She used it to fill up her gas tank. Ten DAYS after her purchase, her $100 gift card arrived!

I was very impressed with how fast the process was. I was wondering, though....Can my DH apply for one in his name even though he is a cardholder on my account? If so, can I be a cardholder on his account? Would it still qualify for the gift card? I wouldn't mind opening another one, just in case we decide to take advantage of the 0% vacation financing. A separate account just for that would be much easier to keep track of.

One more question...
When I went through the application for my friend, it asked about having a bankruptcy on your record. DH had a Ch 13 that was fully paid off back in 2001. Would this still be considered "on the record" since it was discharged more than seven years ago? I think the answer is "no", but I do not want to inadvertantly lie on the application.

 

[mgroshans]

If you are the primary card holder and he is only an authorized user, then yes, he can apply for one in his name and you can be an authorized user. that is what i did. DH was the primary card holder and I was an authorized user. I applied in my name and got approved, along with the $100 gc.

 

[bkhuntsman]

Do you have to have a referral from a disney visa holder or is this gift card for anyone who signs up for the card online? I've been thinking about applying for one, and this would make the decision a little easier

 

[mgroshans]

Do you have to have a referral from a disney visa holder or is this gift card for anyone who signs up for the card online? I've been thinking about applying for one, and this would make the decision a little easier

you have to use the link on dvcmember.com for the $100 gc. at the bottom of the first page is a link, click on that and it starts the application process.