Worth waiting? Or should I rush it through?

[davidhr]

It’s a processing item for date. Sept UY is still in 2024. Those are still the current year points.

I’m referring to the 2 week thing. If you buy August 29th, you’re still in Sep UY 2024 but if they can’t bank them for you then they’re giving you unusable points.

 

[sndral]

There are not many reasons why the points are not going to be available almost immediately. I added a contract last week and my points were in my account and banked in less than an hour. I hadn’t even signed the initial paperwork. They do that for cash and financed purchases.

I’ve no familiarity w/ financed purchases, I think my points were in my account before I got off the phone last time . But I was still in my banking window, so didn’t need DVC to waive the banking window, & they weren’t offering magical beginnings then.

 

[Wedgeout]

I’m referring to the 2 week thing. If you buy August 29th, you’re still in Sep UY 2024 but if they can’t bank them for you then they’re giving you unusable points.

It’s the 10 day closing that will put you into the next UY. That’s the period you need to avoid. If it doesn’t close to Sept 25, you won’t have 2024 points. Need the buffer for closing.

 

[davidhr]

It’s the 10 day closing that will put you into the next UY. That’s the period you need to avoid. If it doesn’t close to Sept 25, you won’t have 2024 points. Need the buffer for closing.

I could understand that if they made that change recently.

But like I mentioned, I have a friend who added a few years ago just a couple days before the UY ended and had no issues.

I’m trying to convince myself if I want to add 25 CCV points and my UY is August. If I decide to do it I’ll wait until next week and see what happens lol

 

[Wedgeout]

I could understand that if they made that change recently.

But like I mentioned, I have a friend who added a few years ago just a couple days before the UY ended and had no issues.

I’m trying to convince myself if I want to add 25 CCV points and my UY is August. If I decide to do it I’ll wait until next week and see what happens lol

Best to check with a guide to override. It very well could be within 2 days. Sure wouldn’t want to chance anything like Disney IT. Points are instant and can take them back instantly too. There is that 10 days to back out. Wouldn’t want anything to cross another UY.

 

[davidhr]

Best to check with a guide to override. It very well could be within 2 days. Sure wouldn’t want to chance anything like Disney IT. Points are instant and can take them back instantly too. There is that 10 days to back out. Wouldn’t want anything to cross another UY.

I don’t need those points, I just want them lol

Might test the limits just for science. If I can’t get those 2024 points then I can wait another year.

 

[Chili327]

Is this a recent change? I also wonder how can they get away with not giving you current UY points when you purchase a resort that is currently open.

I’m referring to the 2 week thing. If you buy August 29th, you’re still in Sep UY 2024 but if they can’t bank them for you then they’re giving you unusable points.

It’s the 4 month banking deadline rule. That they are able to bypass because it’s their rule.

 

[davidhr]

It’s the 4 month banking deadline rule. That they are able to bypass because it’s their rule.

I know that. Just curious, if true, why they can’t do it if it’s only two weeks.

 

[VGCgroupie]

RE: the banking. I will be asking my guide so I can update here when I find out.

 

[VGCgroupie]

If you know for sure what you are buying then buy now. If you don't know what resort you want to buy then I would wait. Would not be fun to buy and get there and find out you dislike that resort.

 

[Brian Noble]

I’m referring to the 2 week thing. If you buy August 29th, you’re still in Sep UY 2024 but if they can’t bank them for you then they’re giving you unusable points.

There is nothing in the documents that require DVCMC to bank newly-purchased points "late"; instead the documents allow it. It would be perfectly possible for them to tell you: "Here are your 2024 points, you have until the end of August 2025 to use them, subject to availablity."

Will they do that? Almost certainly not. But it is important to remember that they can. Always confirm your plans with your Guide before your 10-day rescission period expires.

I like the two week buffer, because it gives one a little extra room in case someone somewhere drops the ball. I also get to the airport on the early side.

 

[davidhr]

There is nothing in the documents that require DVCMC to bank newly-purchased points "late"; instead the documents allow it. It would be perfectly possible for them to tell you: "Here are your 2024 points, you have until the end of August 2025 to use them, subject to availablity."

Will they do that? Almost certainly not. But it is important to remember that they can. Always confirm your plans with your Guide before your 10-day rescission period expires.

I like the two week buffer, because it gives one a little extra room in case someone somewhere drops the ball. I also get to the airport on the early side.

That's fine. But "you should buy 2 weeks before your UY" is different to "they won't bank your points if it's under two weeks".

I agree with doing it early and not arguing if they should do it or not. But it was stated as a fact before that they won't, but I've seen them doing it for someone close to me and just want clarification.

 

[DaniKate]

You're all correct in that I should do it sooner rather than later, so I'll try do it this week I think. If I pay 2/3 now, and the remainder of the balance in 30 days, does anyone know if I'd get the points into my account and banked immediately? Or would that not happen until the final payment?

 

[Brian Noble]

No, there is no two-week cutoff---at least none that I'm aware of. The "four day" limit does exist; it applies to Magical Beginnings, and is in writing in that program's T&Cs.

But, it is ALWAYS appropriate to ask your Guide what is possible, and t have them put it in writing. I would never ever assume that just because someone else bought a Sept UY on 8/30 and banked that I could do it too. Unless it is in writing, it doesn't have to happen.

 

[VGCgroupie]

You're all correct in that I should do it sooner rather than later, so I'll try do it this week I think. If I pay 2/3 now, and the remainder of the balance in 30 days, does anyone know if I'd get the points into my account and banked immediately? Or would that not happen until the final payment?

Points load to your account as soon as you sign the purchase agreement closing wont effect loading of points