Working around new banking rules w/ offset use years

[PSC]

Another thread that I don't want to hijack asked a question about transferring points from 1 home resort to another.

http://http://www.disboards.com/showthread.php?t=1646863

It made me think of a somewhat related but different question.

Are there any owners out there who by luck or specifically have points that have use years 6 months apart (ex Feb/Aug) and are planning to book reservations using the appropriate resorts points for the purposes of maintaining banking flexibility? I'm thinking that this might be a way around the new banking rules.

To take the idea one step further, I wonder if The Timeshare Store might be interested in offering "contracts for trade"? Something like my 50 point SSR February contract in trade for your 50 point SSR August contract. The two traders would split some commission to TTS and would probably have to pay closing costs for the new filings, but I don't see how Disney would step in for ROFR as the real consideration is a different use year, not money.

 

[Chuck S]

But you still have to assign a real "value" to the contracts and submit them for ROFR review, so it still may not go through. For instance, if you assign a value of $100 per point, and both agree to it, I could maybe see Disney picking up ONE of the two contracts under ROFR, and sticking the the other buyer with a $100 per point contract purchase...if nothing else they would probably want to discourage such trades, as it would require setting up new membership numbers, and additional bookkeeping.