Winter Dec 25 - Jan 26 Direct Incentives

My guide also referred to as a "flash sale" when I e-mailed her about it. She also noted that she cannot guarantee they won't sell out before Feb. 9th, the stated end date of the "flash sale."

I mean, they gotta do something to gin up some interest, I suppose. And, they never like hearing that you're going to wait to decide. I'm skeptical that they will sell a whole lot of points with this incentive - it's a decent incentive for a sold out resort, but you can still save quite a bit going resale. It's also only available as an add-on, not to new members. That said, I suppose you never know. I think I've convinced myself to wait until I finish our trip to CCV that is 1/31-2/7. If we enjoy it as much as I think we will, I imagine I'll be opening my wallet for some direct CCV points. If they do decide to pull the sale, well, I guess it wasn't meant to be.
I remember the OKW “fire sale” had the incentives capped early because they were EXTREMELY robust @ 300 points.
 

Wouldn’t that be RIV now at 200 points? 235 per point minus 26 per point. 500 off for D23 plus MB, my math gets me to 186.5 per point.
When I ran the numbers on my 300 point RIV purchase in August, I was at about $179/point (factoring in MB and credit card cash back). But, not sure whether people consider a "fire sale" on a restricted resort to be different than a "fire sale" on an O14 resort that was previously sold out.

RIV has also been in active sales a long time, so I'm not sure even a final sales push with an extra $10/point off would move a ton of extra points for existing members - I sort of think most members who want RIV points have probably gotten them by now. OTOH, if they put 150 Poly points on sale for $185/point, I think those would really move - but, I also don't think they need to put those on sale to sell out PIT, so I sort of think we won't see that either.
 
When I ran the numbers on my 300 point RIV purchase in August, I was at about $179/point (factoring in MB and credit card cash back). But, not sure whether people consider a "fire sale" on a restricted resort to be different than a "fire sale" on an O14 resort that was previously sold out.

RIV has also been in active sales a long time, so I'm not sure even a final sales push with an extra $10/point off would move a ton of extra points for existing members - I sort of think most members who want RIV points have probably gotten them by now. OTOH, if they put 150 Poly points on sale for $185/point, I think those would really move - but, I also don't think they need to put those on sale to sell out PIT, so I sort of think we won't see that either.
It's strange that they are close to RIV incentive for 100 points, but then no love at 150.
 
When I ran the numbers on my 300 point RIV purchase in August, I was at about $179/point (factoring in MB and credit card cash back). But, not sure whether people consider a "fire sale" on a restricted resort to be different than a "fire sale" on an O14 resort that was previously sold out.

RIV has also been in active sales a long time, so I'm not sure even a final sales push with an extra $10/point off would move a ton of extra points for existing members - I sort of think most members who want RIV points have probably gotten them by now. OTOH, if they put 150 Poly points on sale for $185/point, I think those would really move - but, I also don't think they need to put those on sale to sell out PIT, so I sort of think we won't see that either.
I wish I'd had the guts to buy a larger chunk of points all at once. Buying piecemeal in 50-100 point increments is a good way to spend top dollar on your points! I'm always thinking "100 more and then I'm done"🤣
 
It's strange that they are close to RIV incentive for 100 points, but then no love at 150.
Yeah, the big one was the Welcome Home weeks incentives at the end of summer - $29/point incentive on 150 points. If you used a D23 Gold $500 off, I think that put you at just under $183/point before factoring in any credit card cash back. It does seem like that boosted sales some, but not sure anyone was calling that a "fire sale." I'll go ahead and predict that I don't think we'll see another price that low on 150 points at RIV before it sells out.

I wish I'd had the guts to buy a larger chunk of points all at once. Buying piecemeal in 50-100 point increments is a good way to spend top dollar on your points! I'm always thinking "100 more and then I'm done"🤣
I hear you. I just couldn't bring myself to stop looking at the next incentive level each time I bought my RIV points. I was like, well, if I just boost up, then I get that much off! 🤣 But, definitely could not justify going up to the next incentive level of 500 points.
 
Well I’m in a conundrum over here and would love opinions (which I may or may not take)
We’ve once again found ourselves out of points. I *barely* have enough points for Marathon Weekend 2027, and do not have enough for a weekend Christmas trip in 2026.

Here are my choices as I see them:
1. Rent points for the Christmas 2026 trip. If I can get BLT for $20/pt, that’s $1180 for the stay. I’m not a fan of not having control of my reservations though
2. Resale. Would only be looking at BLT with Aug UY. Only one contract available right now, with more points than I need and at a higher price than I’d want to pay for resale. I’m also not a fan of the restrictions
3. Direct BLT - Expensive at $275/pt, but it’s our main home resort, and one of our favourite places to stay, especially at Christmas and Marathon Weekend
4. Direct at one of the discounted resorts - of those, the only one that’s remotely interesting to me is CCV. But then I add another home resort.

I just don’t know what to do. And I don’t understand how my points keep disappearing!
 
Oh also, do you get any incentives by buying on property or on a Disney cruise? We’re going to Disney at the beginning of January and have a cruise booked at the end of January.
 
Incidentially, it looks like they bumped up the "we trust you" interest rate from 9% to 9.5%. Maybe this is the wrong set of charts and there is another one with a lower rate....
Good question and not certain about borrowing rates. My guide sent this the day the incentives dropped.
 
Oh also, do you get any incentives by buying on property or on a Disney cruise? We’re going to Disney at the beginning of January and have a cruise booked at the end of January.
What you see is what you get as far as on property goes. Others can answer about while on a cruise.

Well I’m in a conundrum over here and would love opinions (which I may or may not take)
We’ve once again found ourselves out of points. I *barely* have enough points for Marathon Weekend 2027, and do not have enough for a weekend Christmas trip in 2026.

Here are my choices as I see them:
1. Rent points for the Christmas 2026 trip. If I can get BLT for $20/pt, that’s $1180 for the stay. I’m not a fan of not having control of my reservations though
2. Resale. Would only be looking at BLT with Aug UY. Only one contract available right now, with more points than I need and at a higher price than I’d want to pay for resale. I’m also not a fan of the restrictions
3. Direct BLT - Expensive at $275/pt, but it’s our main home resort, and one of our favourite places to stay, especially at Christmas and Marathon Weekend
4. Direct at one of the discounted resorts - of those, the only one that’s remotely interesting to me is CCV. But then I add another home resort.

I just don’t know what to do. And I don’t understand how my points keep disappearing!
I wouldn't consider resale BLT restricted, but yes you cant stay at RIV, CFW or VDH.

If you were spending closer to 3-5k for the trip I would say buy for sure! But at $20 a point if you wont need the points again in the future year after year, I would rent. 1180 is basically closing costs on a resale and not huge amount of money to risk on a rental. Or better yet, you could get points transferred to you so you have control of your reservation.

Direct BLT is nonsense and really shouldn't be considered.
 
While doing the math for 150 direct points at Poly: 235 - 9 (incentive) - 3 (D23 500 spread on 150pt) - 20 (MB) = 203 per point...
(Assuming it qualifies both D23 discount and Magical Beginnings. Question, does MB apply to resorts that are not actively selling?)
If the incentive can be 22 like RIV, it will appear more attractive.
What else can we have?

More questions as I am trying to wrap my head around:
Poly longhouse resale can book PIT but does not have home resort priority (can only book 7 mo).
Does PIT resale (probably doesn't exist yet but when someone sells the direct PIT contract) have home resort priority at longhouse? Can PIT resale book O14 resorts or just PIT?
 
While doing the math for 150 direct points at Poly: 235 - 9 (incentive) - 3 (D23 500 spread on 150pt) - 20 (MB) = 203 per point...
(Assuming it qualifies both D23 discount and Magical Beginnings. Question, does MB apply to resorts that are not actively selling?)
If the incentive can be 22 like RIV, it will appear more attractive.
What else can we have?

More questions as I am trying to wrap my head around:
Poly longhouse resale can book PIT but does not have home resort priority (can only book 7 mo).
Does PIT resale (probably doesn't exist yet but when someone sells the direct PIT contract) have home resort priority at longhouse? Can PIT resale book O14 resorts or just PIT?
Poly can book any Poly room at 11m. The Tower isn't separate from the longhouses.

MB usually applies to all resorts that have some sort of incentive for that round even if they aren't considered "active". Example the current CCV incentive.
 
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While doing the math for 150 direct points at Poly: 235 - 9 (incentive) - 3 (D23 500 spread on 150pt) - 20 (MB) = 203 per point...
(Assuming it qualifies both D23 discount and Magical Beginnings. Question, does MB apply to resorts that are not actively selling?)
If the incentive can be 22 like RIV, it will appear more attractive.
What else can we have?

More questions as I am trying to wrap my head around:
Poly longhouse resale can book PIT but does not have home resort priority (can only book 7 mo).
Does PIT resale (probably doesn't exist yet but when someone sells the direct PIT contract) have home resort priority at longhouse? Can PIT resale book O14 resorts or just PIT?
Yes, PIT resale can book the O14.
 










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