It's a tough call... when to compare a deluxe onsite hotel room to a timeshare studio and when to compare it to a timeshare 1BR or 2BR.
For some people, comparing the studio makes sense. It appears to be apples to apples - sometimes it's even at the same general resort property!
The deluxe hotel room doesn't have a microwave and the timeshare studio doesn't have daily housekeeping (and perhaps no room service). While a timeshare studio (in a points system) may "cost" less during the week, it also "costs" more on the weekends. Unless you are comparing an average 7 night stay (perhaps during school breaks, for most people), it's
not apples to apples, really. And, here's the thing, for us (5 people - adults & teens) - it's altogether impossible. If we want to, we can fit into a single deluxe hotel room but not a timeshare studio, which sleeps 4 full sized people.
So the comparison that counts
for us is a Disney deluxe hotel room (or 2 value/moderate rooms, for the added bathroom & privacy) vs a timeshare 2BR (or maybe 1BR at AKL's DVC). Since our kids have different college schedules (all 3 graduated our home school in June - yay!), we're now limited in scheduling to the higher seasons, during school breaks. So that's what
we'd compare - 7 nights in a Disney deluxe hotel room (or 2 value/moderate rooms) vs. 7 nights in a 2BR timeshare offsite during school break weeks. The resale pricing we enjoyed on our Wyndham/Fairfield timeshare points a decade ago is similar to the resale pricing available to a newbie today. So I can definitely say that our stays in 2BRs offsite offered us a better vacation than our stays in Disney hotel rooms and saved us money in the process.
At Disney hotels & resorts, there are the onsite bennies (which are completely useless to us):
- assured access on busiest days - Christmas-New Year's Eve & July 4th - we've never wanted to be packed like sardines, so don't go into the parks on these days; the turnstiles don't close to day guests at other times
- ME airport-resort transport - we drive, don't fly, so we don't need it, but we usually carry on our luggage rather than checking it anyway - the fewer people handling (or losing) our luggage when we fly, the better

- Disney park transport - we drive anyway (w/our own music & drink cooler) - no standing to wait for & ride crowded transport at closing with crying, overtired little ones or adults who forgot deodorant on hot days
- resort package delivery - we've used park entrance pick-up (avail to everyone), since Disney's room delivery disappeared, requiring an extra stop in the resort's gift shop (there's an oddity at Disney
)
- room key charging - we've had problems with our room keys on some trips; we prefer the purchase/theft protections offered on regular credit cards, which are accepted everywhere the room keys are accepted
- Disney dining priority seating - only a slight edge for onsite guests making these a bit earlier; the toughest ones (btdt) don't matter to us anymore, the rest are readily available to us; offsite restaurant/attractions assistance is usually available in addition, at offsite hotels/resorts
- special nights in the parks - for a fee, we've never done these, not interested, no need
- daily housekeeping - we prefer the privacy/security of having no one entering our room when we want to nap (also, fewer squeaky housekeeping carts outside our door in the morning & at nap time); extra towels and services are still available through resort housekeeping, if we need/request them (sometimes for a fee)
- room service - some onsite hotels don't offer it, some offsites do - if comparing the same type of property (and level of service) onsite vs. offsite, then this is a non-issue
- in-hotel restaurant convenience - see room service
- special pools, boating, tennis, golf, recreation, shopping - see room service; also, day guests may use all of the Disney hotel recreation & resort amenities (except the pools)
- themed restaurants & resort grounds/environs - avail to day guests for visiting enjoyment
- inter-resort Disney transport - horrible, except on monorail/boat routes, far better to use a car like a day guest
And then there are the onsite bennies, which are moderately useful to us:
- extra free hours in the parks - we're fine w/fastpasses & a good tourplan, so we rarely actually use these during onsite stays anymore
- free parking at the parks - amounts to ~$70 for the week, dwarfed by the $100s saved offsite for comparable accommodations
Obviously, when considering the value of onsite bennies,
YMMV. With the money saved, we like to take more or longer vacations than we could otherwise. Of course, we could use some of it to purchase "lost" benefits, if we really wanted them, by getting a campsite (and the corresponding resort keys) onsite or paying a company to provide taxis or even personal limo service.
Comparing a stay in an onsite hotel to buying DVC
today to stay in onsite timeshare studios is a unique comparison. It needs to consider the reduction of daily housekeeping, reduced flexibility in planning (vs. using cash at any hotel), reduced promos (like
free dining) not offered on DVC stays. It needs to consider the gains of an inroom microwave, free use of laundry rooms, locked-in pricing, feeling a part of the resort and other perks (like discounted annual passes) that may change at any time. And it needs to consider the pricing as it stands today, not how it was 5 or 10 or 15 years ago, since that's the only thing a newbie could reasonably find useful. There's no assurance that the future holds the same as the past, in terms of growth or resale pricing.
Comparing a stay in an onsite DVC timeshare resort to an offsite timeshare is a whole other discussion. Look at TUG below or the DVC forum here for much more on that. We found the value offsite (purchased resale), for the money paid, to be far, far superior to DVC, for us in our given situation (so we sold our DVC), but again,
YMMV. If it gives you an inkling to our perspective, we do enjoy visiting other places on vacation very much. When in Orlando, we like to see other theme parks and do lots of things that aren't just Disney. That means a lot, when considering different people's preferences and what they think is a good value. HTH.
