Why Dont you do DVC??

[Donut23]

thats funny...why are YOU on a thread called "why DONT you DVC?" lol to debate? sounds as if you are emotionally invested...

It happens every time a thread like this is started.

I can understand, in a way. We are saying it just doesn't work for US and perhaps the DVC owners think we are condeming their decision to buy DVC. We aren't. We are just trying to explain why DVC doesn't work for us.

If everyone traveled the same way...and spent their vacation dollar the same way.....we would all be staying......at the grand floridian (HA...got 'cha....thought I was going to list a DVC resort, didn't you!!)

For some, DVC is the best decision they ever made.....isn't it lucky they have DVC. For others....it just doesn't work. The problem.....some just cannot accept it and continue to TRY to convert us.

I agree with you......why are they here if they don't want to accept other choices.


Livie - for your children.

 

[bytheblood]

If anybody is considering DVC, please do not use this thread as a tool to make your decision on. I do DVC (only as of May this year) and while I agree it is not for everybody, I see a lot of false information in this thread.


Examples:

• The number of points you use do not increase (as previously explained by another poster)
• It does not require a huge out-of-pocket down payment
• Not all of the Tour Guides are pushy. But you have to remember that they are sales people.

There are things I do not like about DVC, but they are not enough to make me sell it, yet.

 

[Donut23]

We seriously looked into DVC and really wanted to buy into it, but then reality set into us, it would cost us more points to stay at POR, which is our and our kids favorite resort, we just couldnt do it. It just wasnt for us. Im not downing it in any way, sure we could afford it, not a major issue, we even go to WDW 1-2 times a year, but we just love POR.

Have you ever been to Bob's show at Riverside....in the River Roost? We begin our disney stays with an evening with Bob.....singalong on steroids. We laugh all night....GREAT at the holidays.

Riverside is our favorite Moderate resort....just beautiful.

 

[mistyt]

Thank you for that smart piece of advice...I am sure they could not have come up with that on their own giving they are in their 60's and have had it for 20 yrs...and are very tired of going to wdw...

Don't have to get snippy, you stated that they would love to get rid of it so badly... maybe they could use it for other vacations other than disney

And if they are that desperate to get rid of it, i'll gladly take their points off their hands. They have had it for 20 years (which I'm assuming is an estimate since the club didn't start until 1991) so it is all paid off, they can gladly transfer the deed into my name, i'll take the next 30 years of vacations off their hands

 

[mistyt]

Have you ever been to Bob's show at Riverside....in the River Roost? We begin our disney stays with an evening with Bob.....singalong on steroids. We laugh all night....GREAT at the holidays.

Riverside is our favorite Moderate resort....just beautiful.

I love Bob Jackson! I have my picture with him every year since I was 6! Now that we live here we are lucky enough to get over to see him about once every other month or so!

Everytime we have guests in town we make sure they go to see Bob!

Now back to our scheduled bickering among each other.

 

[Donut23]

If anybody is considering DVC, please do not use this thread as a tool to make your decision on. I do DVC (only as of May this year) and while I agree it is not for everybody, I see a lot of false information in this thread.


Examples:

• The number of points you use do not increase (as previously explained by another poster)
• It does not require a huge out-of-pocket down payment
• Not all of the Tour Guides are pushy. But you have to remember that they are sales people.

there are things I do not like about DVC, but they are not enough to make me sell it, yet.

It is good to hear views from each side....especially when it involves writing a check.

Sadly, I had a very pushy guide when I did my tour years ago. I'm in sales and I wasn't going to sit through a pushy sales pitch. I quietly told him our time together was over....walked around him when he blocked the doorway and asked to talk with someone else. I KNOW that is not the norm for DVC. They are generally not high-pressure.

 

[mommylovesdisney]

For the most part, buying resale BLT right now is not a better value. Plus, buying direct allows you to choose your contract types. I have 8 BLT contracts for 290 points total. Many 25s, a couple 30s, two 50s, etc.

Another benefit is being able to use your Disney Visa Credit Card to make the purchase and getting the benefit of points on your card from this large purchase.[/QUOTE]

Okay, my ears perked up here! THis was a biggy for dh, he did NOT want to buy a large pts contract and we were told that there was a 160pt minimum contract ... SO unless I am missing something...how did you get your 290pts in small contracts direct from Disney? (before I gave reasons why not, and I forgot about this one, although dh said he wished we could start out "small" ) we may change our minds afterall

 

[Donut23]

I love Bob Jackson! I have my picture with him every year since I was 6! Now that we live here we are lucky enough to get over to see him about once every other month or so!

Everytime we have guests in town we make sure they go to see Bob!

Now back to our scheduled bickering among each other.

We are taking "newbees" the next time too! I just finished making my "The Bob-Aholics Are Back" sign for our next trip. Have you ever noticed you enjoy the show later in the evening....after a few recreational beverages!

NOBODY has more fun than WE do!


oh yea....bickering.

 

[hbehrman]

Originally Posted by Dorisk3 View Post
That actually is something that baffles me, why someone would spend $20 more a point just to buy from Disney. .

To get BLT and the current years points.

additionally
-- to avoid closing costs for each contract;
-- split a large contract into multiple contracts (in our case 150 point contract into three 50 point contracts); and
-- for some the ability to finance through Disney (short or long term) with no impact on credit report

 

[vicki_c]

For some, DVC is the best decision they ever made.....isn't it lucky they have DVC. For others....it just doesn't work. The problem.....some just cannot accept it and continue to TRY to convert us.

I agree with you......why are they here if they don't want to accept other choices.

I don't think this is really a fair assessment of how the thread turned "downhill," so to speak. The question really was "why don't you buy it," so it was a question to non-DVC members. However, some people (non-members) posted some information that wasn't correct, so some members tried to correct some of those misconceptions (of course, along the way there were people who just jumped in to say why it worked for them).

But then certain people started posting in ways that really WERE offensive to DVC members, IMO -- I wasn't even in this thread and I read a few posts that really made me see red, but I chose to step away. Then after that - it all went to pot, I think.

It is not true that all DVC members think those who don't buy are dumb or misguided; come over to the DVC boards and you will see how many threads tell prospective purchasers that they are NOT good candidates for DVC based on their situation.

I think people tend to respond emotionally as soon as they feel their own choices are being questioned as being not smart -- on either side. I don't see why people can't answer the question without investing their answer with superiority or smarminess, but usually that doesn't happen.

 

[mattsdragon]

DVC is just way too expensive for us. We mostly stay value - though do split stays each trip with a night or two at various deluxes or mods. We like taking advantage of deals that come out.
Lately we've been going to WDW 3 times a year - 2010 is going to be 4 times. Looks like next year and then on will cut back to 2 trips per year as kids getting tougher to take out of school, and older (more expensive on dining plan!)
For us... to buy into enough points for the amount of trips we want, just woudl be too expensive.
Even if did only 1 trip per year - we still are coming out ahead, especially since bulk of stay is at value resorts.

At the most, it would only be expensive for 10 years, once you pay off your mortgage, you are free and clear for at least 35 years.

Other than dues, which is less then hotel stay for a week, you basically have a free house in Disney for the majority of the rest of your life.

 

[poohj80]

It happens every time a thread like this is started.

I can understand, in a way. We are saying it just doesn't work for US and perhaps the DVC owners think we are condeming their decision to buy DVC. We aren't. We are just trying to explain why DVC doesn't work for us.

We members don't think those who have stated DVC isn't for their families are condemning us, but there are a couple of very vocal non-DVCers posting who have been a bit more rude and condemning than others.

 

[mattsdragon]

We members don't think those who have stated DVC isn't for their families are condemning us, but there are a couple of very vocal non-DVCers posting who have been a bit more rude and condemning than others.

Absolutely true.

 

[Corwin]

I am the exact same, go once a year & now have been spoiled to Deluxe resorts. The ONLY reason I don't sign up for the DVC is the yearly dues, from what I have seen, they are very expensive & almost close to the price of my entire vacation. So, if I am going to pay approx $15,000, why do I also have to pay close to $800-$1000 for the yearly dues? Too expensive for me...............

If you're comparing apples to apples, then the number of DVC points necessary to stay in a deluxe studio for a week (say 150 points) would have maintenance fees of less than $800 per year. There is no discount out there for which you could get a deluxe studio room in a Disney resort for a week for as little as $800.

So it doesn't make any sense to state that the maintenance fees are "almost close to the price of [your] entire vacation."

 

[ToddyLu]

Howdy to those of you who have come to this thread to check out the info on DVC...which is why I showed up initially. As the PP stated there was a lot of misinformation given in the beginning of this thread.

DH and I were Value vacationers until the Summer of 2009, when due to incentives talked about on the DVC forum here, we purchased 210 points at AKV. At that time we purchased our points for $93 per point. We are in our 40s with no children and go to Disney every year for at least 9 nights. Yes, we are addicted to the place.

Ok, so we are a bit older, no kids, and stay value...we purchased direct from Disney becasue I am emotional and wanted to own a piece of Disney right then...DH not so much but alas he supported my habit and we bought in. We are both professionals, have no real cc debt, own a nice home and each have a car. Because our cash is tied up into investments we purchased direct from Disney, used a 10 year loan at 10.75%, and paid 10% down as requested on our Disney Visa. So yeah we got the reward points for that and will use our reward dollars for the trip in Dec.

We now have a second mortgage that costs about $237 each month and then our MF for AKV are about $80 per month. Sorta like buying a small car, but this will last a lot longer. Many people golf, hunt and fish, own a boat, rolex or Corvette. We own at Disney. It was how we choose to spend our vacation money. Will we go to Vegas and NYC for trips, sure, DVC has nothing to do with that.

So I have gone from Pop to AKV which I never really thought we could or would pay cash to stay in. We bought direct and got 2008 points and combined them for a trip last year and this year. Our 2 SV studios at AKV would have cost $7000 cash, but there has already been talk about the financial benefits of DVC. With our 2 SV studios this Dec, we are up to $14000 since we are staying another 9 nights. Of course our first night will be a our beloved Pop, becasue it does have personality and we are arriving in the evening.

I am not posting for bashers, lovers or DVC members...just my age, with similar circumstances that are looking into DVC. It is hard to get a real take on it when your not sure about the cost and you can't get that info unless you talk to a Guide....I didn't want that hassle either. So this is for those of you who are interested, thought you could get some info out of this thread, and wanted to know about the monthly cost for an average contract. I really hope the thread has helped some of you and you will tak eht etime to read up on DVC at our forums on this site..that is how I got the truth and found out my info that finally got me in touch with a Guide. Pixie dust to all and enjoy your vacations with family where ever they are!!

 

[duffy]

I bought 2 timeshares in Vermont for $1 each on Ebay. I'm good with them.

I am also spoiled by the Starwood program. We're staying at the Swan in November for $60 a night. DVC can't beat that.

 

[Donut23]

I don't think this is really a fair assessment of how the thread turned "downhill," so to speak. The question really was "why don't you buy it," so it was a question to non-DVC members. However, some people (non-members) posted some information that wasn't correct, so some members tried to correct some of those misconceptions (of course, along the way there were people who just jumped in to say why it worked for them).

But then certain people started posting in ways that really WERE offensive to DVC members, IMO -- I wasn't even in this thread and I read a few posts that really made me see red, but I chose to step away. Then after that - it all went to pot, I think.

It is not true that all DVC members think those who don't buy are dumb or misguided; come over to the DVC boards and you will see how many threads tell prospective purchasers that they are NOT good candidates for DVC based on their situation.

I think people tend to respond emotionally as soon as they feel their own choices are being questioned as being not smart -- on either side. I don't see why people can't answer the question without investing their answer with superiority or smarminess, but usually that doesn't happen.

I am not discounting anything you said here. I WILL say.....we non DVCers have had our choices questioned as not being smart as well.

A DVC commitment will mean we can no longer travel the way we choose..and it will be more costly. Beyond that, there is an emotional roadblock between DVC ownership and my DH. I understand why he feels the way he does and I have to support him. I am not going to write ... why ... here because it would be unfair to DVC owners. I don't want anybody to pop a blood vessel over a comment in a social media site.

The bottom-line reasons are enough that it's just doesn't make sense. The emotional reason......well, I respect why he feels that way.

Bottom line......sometimes the "gangs" work both ways. I was getting the same feeling I did in the DVC presentation when the guide decided to step between me and the door to leave.....preventing my escape from his too-tough sales pitch.

You know what mothers tell their daughters? No....means no.

Now......have I beaten that dead horse too much again?

 

[mistyt]

I am not discounting anything you said here. I WILL say.....we non DVCers have had our choices questioned as not being smart as well.

A DVC commitment will mean we can no longer travel the way we choose..and it will be more costly. Beyond that, there is an emotional roadblock between DVC ownership and my DH. I understand why he feels the way he does and I have to support him. I am not going to write ... why ... here because it would be unfair to DVC owners. I don't want anybody to pop a blood vessel over a comment in a social media site.

The bottom-line reasons are enough that it's just doesn't make sense. The emotional reason......well, I respect why he feels that way.

Bottom line......sometimes the "gangs" work both ways. I was getting the same feeling I did in the DVC presentation when the guide decided to step between me and the door to leave.....preventing my escape from his too-tough sales pitch.

You know what mothers tell their daughters? No....means no.

Now......have I beaten that dead horse too much again?

Would the guide's initials happen to be B.C. by any chance?

 

[maskw03]

1) I don't want to be locked into going to Disney every year, and while I know you can trade points or bank points, I'd feel guilty about not going.
2) With the maintenance fees, it doesn't make sense to me.
3) In order to get a room with 2 real beds, not pull-outs, you have to go up to a 2 bedroom villa, which is ridiculous. But I can get 2 beds in a value! For the price of DVC, I won't ask my grown daughter to sleep in a pull-out.
4) No mousekeeping every day. If I'm on vacation, I want someone else to make the beds and clean the bathroom! (See also having to put away the pull-out every day.)

I agree with this, plus add up what you spend on a hotel when you do go compared to what a room would cost you at a place like SSR or another DVC property if you had to pay in cash. They are a bit bigger and give you a little more space. Can't hurt to tour them to see during one trip and at least get the perk of the give away. We bought in almost 4yrs ago and truly love it, but that is us. We have a child, but don't plan on passing it onto her when she is grown. We want to use it for us and travel when she is out of the house and see this as a nice way to help us do that with the perks of Adventures by Disney or a Disney cruise. Don't get me wrong when we brought in it was only for the cheapest amount, but we go 2-3 times a year and just make due with a studio at this time. When the time comes we will do a 1 bedroom since we won't need to go as often and with school/ not being able to take her out as often. But for now I'm looking forward to my trip this month and December. Just saying do your research before you truly say it's not for you!

 

[smidgy]

Wow, I would go insane! 900 square feet?!? My bed room is almost that big! And I thought my 3500 square foot home was small.

this seems snarky and snobbish to me. now we all know that you have a huge house and the poster you quoted doesn't. I know I'M impressed!

.

It is not true that all DVC members think those who don't buy are dumb or misguided; come over to the DVC boards and you will see how many threads tell prospective purchasers that they are NOT good candidates for DVC based on their situation.

I think people tend to respond emotionally as soon as they feel their own choices are being questioned as being not smart -- on either side. I don't see why people can't answer the question without investing their answer with superiority or smarminess, but usually that doesn't happen.

great post! I posted pages ago why WE don't buy DVC. now, mayber if we were 20 years younger, we might.

it also depends on your vaction preferences.

I think people want to get "defensive" so they feel like they made the "right" choice. actually, there is no ONE "right" choice; it depends on the people.

I, for one, am elated that we have freinds who bought DVC, because sometimes we can rent points from them. but it's just not a wise choice.. for US. (even if we didn't know them)

now, we did think OKW and SSR were boring, but we stayed 2 years ago at boardwalk villas and it was really pretty and a lot of fun. this last summer we were at beach club villas and thought is was JUST gorgeous!! we had a pool view room, we preferred the villas pool over stormalong bay (no kids with us, and a GREAT DSA!)
) not in the least boring!
were we spoiled? yes and no. cause I still LOVE the moderate resorts. and I am THRILLEd to be going to Pop this dec with a 40% pin code.

I think this thread is great for info. and I'm surprised it would turn into arguements. (and, apparently, I posted some wrong info sorry about that)