I hope this does not sound too bad, but one of my main objectives in buying into DVC was to trick my wife into vacationing more than we would if we were not DVC members. I love to plan vacations way in advance (to make sure they happen) and my motto is "You can never have too many vacations". My wife, on the other hand, would be happy with one vacation per year but is extremely frugal. I rely on that frugality to ensure that we never waste a point and that we get the most out of our annual pass. As a result, by being DVC members, we are now planning our 4 th trip during our annual pass year! Hate me if you want, but it works and everyone in my family (including my wife) loves our DVC vacations.
Of course, I love Disney, the low-hassle factor in dealing with Disney, warm weather, and the ocean. Also, while many can debate the cost factor, my investment in DVC has out performed each of my mutual funds since I bought in 18 months ago. As a result, DVC has been a perfect fit.