Which Credit bureau Does DVC use?

[tazleiten12]

Hello everyone,
I have been reading your boards for a while. We go to Disney once or twice a year. I have been thinking about joining DVC. I wanted to check our credit reports, before i applied for financing. First there is a ton of mistakes. Mostly on 2 of the reports. Im going to start disputing them. But that dosent help me right now. I wanted to buy in before the special ends. Does anyone know, when they bought in which report they check? Im hoping the one thats almost correct!
THANKS!

 

[Doug7856]

I believe my DVC inquiry showed up on Equifax.

 

[Blackunicorn]

DVC will work with you to get the financing through. We had problems with our credit report, and they went above and beyond to get us approved. We had a student loan that was showing as delinquent (it shouldn't have been) and they were just going to have us get the student loan servicer to write us a letter saying that it wasn't delinquent. However, they checked all of the credit services until one of them showed the loan as current--so we didn't have to get the letter, after all.

We were also told that if we put down a bigger down payment, they wouldn't have to worry about the credit report at all. (We were able to put down the bigger payment, anyway--yay!)