It would be very important to know when you usually travel. I like January and September for the low crowds and they are very low periods for
DVC. I got 2 weeks at AKV value last year, one of the most difficult room category to book. SSR points work very well for me. If you go the first two weeks of December most of the time, this would not work. No you cannot, like PP said, but 150 points each at two resort work very well with banking and borrowing. The first year you can borrow points at resort A and book with 300 points your stay, then you bank points at resort B. Next year you use the banked points and the current points at resort B and book a 300 points stay at resort B. Next year you start over. This way you can the 11 months booking advantage at two resorts.