That's funny. My friend just moved back to PA after living in MN. Here, the cold is bearable. You wear a coat, some mittens, you're good to go. There, they had to thaw the locks and wear a ski suit to go anywhere in the winter. The grocery delivery service where she lived in MN did a pretty good business because no one wanted to go out from the beginning of Nov. until mid March. They never cancel school unless it's too cold, because too cold is like 40 below. She said the native MN's have become immune to the cold, like they've grown a thicker skin to counter the cold.
The cold might be a-ok for you, but I couldn't stand it. No way. I couldn't stand the extreme heat, either. I couldn't live south of Pensacola, in Houston, or in the dessert. Somewhere in middle America suits me just fine.