I was 35 and DH 47, our kids were 5 and 8. We had rented points from a friend the year before and decided deluxe was the only way for us lol. We’ve owned for 9 yrs and so glad we bought when we did, it was about half the cost of buying in today. My only regret was not buying in back in 2002 during our first visit. Everyone in my family still enjoys going and we are even looking into buying more points now for bigger accommodations, again wish I bought more originally because the prices now are high.