For the last two years, the rates have come out on or about August 15th.
Like the previous posters have said, you can book a room only reservation now. You will be quoted a rate at the 2008 levels. You will be required to pay a deposit equal to your first night's stay plus taxes.
Once the 2009 rates come
ut, you have two options:
1) Keep the room only reservation and let Disney adjust your rates accordingly to the 2009 rates. If this is your choice, you will not be required to do anything else but pay off your balance upon check in.
2) Call Disney reservations and tell them you have a room only reservation but now want to book a package. I would suggest that you have all of your information written down as far as what you want in your package....type of room, type of tickets and whether or not you want the dining plan.
At that point, Disney will cancel your room only reservation and make the request that you be refunded your room only deposit. They can not use this deposit towards your package deposit.
Once the package is booked, you will be required to pay a deposit of $200.00 (that's what it has been for the last two years) within fourteen days of the day your book your package. From that point on, you can make payments on your package as many times as you wish. The only requirement is your payment must be at least $20.00 and you musth have your package paid for by 45 days from the date of your arrival.
I made over 50 payments on my vacation package before paying it off. I loved it because it was like having a vacation on layaway!